LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,969
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$53,585
−HK$1,643/mo
Today · 4.125%
HK$55,228
baseline
▲ 0.50% · 4.625%
HK$58,588
+HK$3,360/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$110,456/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,815
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$59,365
−HK$1,573/mo
Today · 4.125%
HK$60,938
baseline
▲ 0.50% · 4.625%
HK$64,150
+HK$3,212/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$121,876/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,363
−HK$3,910/mo
▼ 0.25% · 3.875%
HK$64,302
−HK$1,971/mo
Today · 4.125%
HK$66,273
baseline
▲ 0.50% · 4.625%
HK$70,306
+HK$4,033/mo
Deposit HK$9.12M · loan HK$13.67M · min. income ≈ HK$132,546/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,378
−HK$3,748/mo
▼ 0.25% · 3.875%
HK$71,238
−HK$1,888/mo
Today · 4.125%
HK$73,126
baseline
▲ 0.50% · 4.625%
HK$76,980
+HK$3,854/mo
Deposit HK$9.12M · loan HK$13.67M · min. income ≈ HK$146,252/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,756
−HK$4,563/mo
▼ 0.25% · 3.875%
HK$75,019
−HK$2,300/mo
Today · 4.125%
HK$77,319
baseline
▲ 0.50% · 4.625%
HK$82,023
+HK$4,704/mo
Deposit HK$6.84M · loan HK$15.95M · min. income ≈ HK$154,638/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$968,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,941
−HK$4,373/mo
▼ 0.25% · 3.875%
HK$83,111
−HK$2,203/mo
Today · 4.125%
HK$85,314
baseline
▲ 0.50% · 4.625%
HK$89,811
+HK$4,497/mo
Deposit HK$6.84M · loan HK$15.95M · min. income ≈ HK$170,628/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$968,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,544
−HK$5,866/mo
▼ 0.25% · 3.875%
HK$96,454
−HK$2,956/mo
Today · 4.125%
HK$99,410
baseline
▲ 0.50% · 4.625%
HK$105,459
+HK$6,049/mo
Deposit HK$2.28M · loan HK$20.51M · min. income ≈ HK$198,820/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,066
−HK$5,623/mo
▼ 0.25% · 3.875%
HK$106,858
−HK$2,831/mo
Today · 4.125%
HK$109,689
baseline
▲ 0.50% · 4.625%
HK$115,471
+HK$5,782/mo
Deposit HK$2.28M · loan HK$20.51M · min. income ≈ HK$219,378/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,607 · Scale 2, in force from 26 Feb 2026)