LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,969
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$53,586
−HK$1,642/mo
Today · 4.125%
HK$55,228
baseline
▲ 0.50% · 4.625%
HK$58,589
+HK$3,361/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$110,456/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,815
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$59,366
−HK$1,573/mo
Today · 4.125%
HK$60,939
baseline
▲ 0.50% · 4.625%
HK$64,151
+HK$3,212/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$121,878/mo (50% DSR)
Upfront cash ≈ HK$12.36M (deposit + AVD stamp duty HK$968,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,363
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$64,303
−HK$1,971/mo
Today · 4.125%
HK$66,274
baseline
▲ 0.50% · 4.625%
HK$70,306
+HK$4,032/mo
Deposit HK$9.12M · loan HK$13.67M · min. income ≈ HK$132,548/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,378
−HK$3,748/mo
▼ 0.25% · 3.875%
HK$71,239
−HK$1,887/mo
Today · 4.125%
HK$73,126
baseline
▲ 0.50% · 4.625%
HK$76,981
+HK$3,855/mo
Deposit HK$9.12M · loan HK$13.67M · min. income ≈ HK$146,252/mo (50% DSR)
Upfront cash ≈ HK$10.08M (deposit + AVD stamp duty HK$968,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,757
−HK$4,562/mo
▼ 0.25% · 3.875%
HK$75,020
−HK$2,299/mo
Today · 4.125%
HK$77,319
baseline
▲ 0.50% · 4.625%
HK$82,024
+HK$4,705/mo
Deposit HK$6.84M · loan HK$15.95M · min. income ≈ HK$154,638/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$968,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,941
−HK$4,373/mo
▼ 0.25% · 3.875%
HK$83,112
−HK$2,202/mo
Today · 4.125%
HK$85,314
baseline
▲ 0.50% · 4.625%
HK$89,811
+HK$4,497/mo
Deposit HK$6.84M · loan HK$15.95M · min. income ≈ HK$170,628/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$968,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,544
−HK$5,867/mo
▼ 0.25% · 3.875%
HK$96,454
−HK$2,957/mo
Today · 4.125%
HK$99,411
baseline
▲ 0.50% · 4.625%
HK$105,459
+HK$6,048/mo
Deposit HK$2.28M · loan HK$20.51M · min. income ≈ HK$198,822/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,067
−HK$5,623/mo
▼ 0.25% · 3.875%
HK$106,858
−HK$2,832/mo
Today · 4.125%
HK$109,690
baseline
▲ 0.50% · 4.625%
HK$115,472
+HK$5,782/mo
Deposit HK$2.28M · loan HK$20.51M · min. income ≈ HK$219,380/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,615 · Scale 2, in force from 26 Feb 2026)