LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,974
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$53,590
−HK$1,643/mo
Today · 4.125%
HK$55,233
baseline
▲ 0.50% · 4.625%
HK$58,594
+HK$3,361/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$110,466/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$968,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,820
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$59,371
−HK$1,573/mo
Today · 4.125%
HK$60,944
baseline
▲ 0.50% · 4.625%
HK$64,156
+HK$3,212/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$121,888/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$968,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,368
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$64,308
−HK$1,971/mo
Today · 4.125%
HK$66,279
baseline
▲ 0.50% · 4.625%
HK$70,312
+HK$4,033/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$132,558/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$968,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,384
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$71,245
−HK$1,888/mo
Today · 4.125%
HK$73,133
baseline
▲ 0.50% · 4.625%
HK$76,988
+HK$3,855/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$146,266/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$968,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,763
−HK$4,563/mo
▼ 0.25% · 3.875%
HK$75,026
−HK$2,300/mo
Today · 4.125%
HK$77,326
baseline
▲ 0.50% · 4.625%
HK$82,031
+HK$4,705/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$154,652/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$968,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,948
−HK$4,373/mo
▼ 0.25% · 3.875%
HK$83,119
−HK$2,202/mo
Today · 4.125%
HK$85,321
baseline
▲ 0.50% · 4.625%
HK$89,819
+HK$4,498/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$170,642/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$968,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,552
−HK$5,867/mo
▼ 0.25% · 3.875%
HK$96,462
−HK$2,957/mo
Today · 4.125%
HK$99,419
baseline
▲ 0.50% · 4.625%
HK$105,468
+HK$6,049/mo
Deposit HK$2.28M · loan HK$20.51M · min. income ≈ HK$198,838/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,076
−HK$5,623/mo
▼ 0.25% · 3.875%
HK$106,867
−HK$2,832/mo
Today · 4.125%
HK$109,699
baseline
▲ 0.50% · 4.625%
HK$115,481
+HK$5,782/mo
Deposit HK$2.28M · loan HK$20.51M · min. income ≈ HK$219,398/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,697 · Scale 2, in force from 26 Feb 2026)