LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,975
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$53,591
−HK$1,643/mo
Today · 4.125%
HK$55,234
baseline
▲ 0.50% · 4.625%
HK$58,595
+HK$3,361/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$110,468/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$968,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,821
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$59,372
−HK$1,573/mo
Today · 4.125%
HK$60,945
baseline
▲ 0.50% · 4.625%
HK$64,158
+HK$3,213/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$121,890/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$968,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,370
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$64,310
−HK$1,971/mo
Today · 4.125%
HK$66,281
baseline
▲ 0.50% · 4.625%
HK$70,314
+HK$4,033/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$132,562/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$968,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,386
−HK$3,748/mo
▼ 0.25% · 3.875%
HK$71,246
−HK$1,888/mo
Today · 4.125%
HK$73,134
baseline
▲ 0.50% · 4.625%
HK$76,989
+HK$3,855/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$146,268/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$968,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,765
−HK$4,563/mo
▼ 0.25% · 3.875%
HK$75,028
−HK$2,300/mo
Today · 4.125%
HK$77,328
baseline
▲ 0.50% · 4.625%
HK$82,033
+HK$4,705/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$154,656/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$968,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,950
−HK$4,373/mo
▼ 0.25% · 3.875%
HK$83,121
−HK$2,202/mo
Today · 4.125%
HK$85,323
baseline
▲ 0.50% · 4.625%
HK$89,821
+HK$4,498/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$170,646/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$968,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,554
−HK$5,867/mo
▼ 0.25% · 3.875%
HK$96,465
−HK$2,956/mo
Today · 4.125%
HK$99,421
baseline
▲ 0.50% · 4.625%
HK$105,471
+HK$6,050/mo
Deposit HK$2.28M · loan HK$20.51M · min. income ≈ HK$198,842/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,078
−HK$5,623/mo
▼ 0.25% · 3.875%
HK$106,870
−HK$2,831/mo
Today · 4.125%
HK$109,701
baseline
▲ 0.50% · 4.625%
HK$115,484
+HK$5,783/mo
Deposit HK$2.28M · loan HK$20.51M · min. income ≈ HK$219,402/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,718 · Scale 2, in force from 26 Feb 2026)