LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,975
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$53,592
−HK$1,643/mo
Today · 4.125%
HK$55,235
baseline
▲ 0.50% · 4.625%
HK$58,596
+HK$3,361/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$110,470/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$968,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,822
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$59,373
−HK$1,573/mo
Today · 4.125%
HK$60,946
baseline
▲ 0.50% · 4.625%
HK$64,159
+HK$3,213/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$121,892/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$968,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,370
−HK$3,912/mo
▼ 0.25% · 3.875%
HK$64,311
−HK$1,971/mo
Today · 4.125%
HK$66,282
baseline
▲ 0.50% · 4.625%
HK$70,315
+HK$4,033/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$132,564/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$968,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,386
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$71,247
−HK$1,888/mo
Today · 4.125%
HK$73,135
baseline
▲ 0.50% · 4.625%
HK$76,990
+HK$3,855/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$146,270/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$968,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,766
−HK$4,563/mo
▼ 0.25% · 3.875%
HK$75,029
−HK$2,300/mo
Today · 4.125%
HK$77,329
baseline
▲ 0.50% · 4.625%
HK$82,034
+HK$4,705/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$154,658/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$968,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,951
−HK$4,373/mo
▼ 0.25% · 3.875%
HK$83,122
−HK$2,202/mo
Today · 4.125%
HK$85,324
baseline
▲ 0.50% · 4.625%
HK$89,822
+HK$4,498/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$170,648/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$968,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,556
−HK$5,866/mo
▼ 0.25% · 3.875%
HK$96,466
−HK$2,956/mo
Today · 4.125%
HK$99,422
baseline
▲ 0.50% · 4.625%
HK$105,472
+HK$6,050/mo
Deposit HK$2.28M · loan HK$20.51M · min. income ≈ HK$198,844/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,080
−HK$5,623/mo
▼ 0.25% · 3.875%
HK$106,871
−HK$2,832/mo
Today · 4.125%
HK$109,703
baseline
▲ 0.50% · 4.625%
HK$115,485
+HK$5,782/mo
Deposit HK$2.28M · loan HK$20.51M · min. income ≈ HK$219,406/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,731 · Scale 2, in force from 26 Feb 2026)