LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,978
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$53,594
−HK$1,643/mo
Today · 4.125%
HK$55,237
baseline
▲ 0.50% · 4.625%
HK$58,598
+HK$3,361/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$110,474/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$968,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,825
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$59,375
−HK$1,574/mo
Today · 4.125%
HK$60,949
baseline
▲ 0.50% · 4.625%
HK$64,161
+HK$3,212/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$121,898/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$968,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,373
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$64,313
−HK$1,971/mo
Today · 4.125%
HK$66,284
baseline
▲ 0.50% · 4.625%
HK$70,318
+HK$4,034/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$132,568/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$968,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,389
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$71,250
−HK$1,888/mo
Today · 4.125%
HK$73,138
baseline
▲ 0.50% · 4.625%
HK$76,994
+HK$3,856/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$146,276/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$968,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,769
−HK$4,563/mo
▼ 0.25% · 3.875%
HK$75,032
−HK$2,300/mo
Today · 4.125%
HK$77,332
baseline
▲ 0.50% · 4.625%
HK$82,037
+HK$4,705/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$154,664/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$968,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,954
−HK$4,374/mo
▼ 0.25% · 3.875%
HK$83,126
−HK$2,202/mo
Today · 4.125%
HK$85,328
baseline
▲ 0.50% · 4.625%
HK$89,826
+HK$4,498/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$170,656/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$968,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,560
−HK$5,867/mo
▼ 0.25% · 3.875%
HK$96,470
−HK$2,957/mo
Today · 4.125%
HK$99,427
baseline
▲ 0.50% · 4.625%
HK$105,477
+HK$6,050/mo
Deposit HK$2.28M · loan HK$20.52M · min. income ≈ HK$198,854/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,084
−HK$5,624/mo
▼ 0.25% · 3.875%
HK$106,876
−HK$2,832/mo
Today · 4.125%
HK$109,708
baseline
▲ 0.50% · 4.625%
HK$115,490
+HK$5,782/mo
Deposit HK$2.28M · loan HK$20.52M · min. income ≈ HK$219,416/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,772 · Scale 2, in force from 26 Feb 2026)