LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,978
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$53,595
−HK$1,643/mo
Today · 4.125%
HK$55,238
baseline
▲ 0.50% · 4.625%
HK$58,599
+HK$3,361/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$110,476/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$968,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,825
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$59,376
−HK$1,574/mo
Today · 4.125%
HK$60,950
baseline
▲ 0.50% · 4.625%
HK$64,162
+HK$3,212/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$121,900/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$968,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,374
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$64,314
−HK$1,971/mo
Today · 4.125%
HK$66,285
baseline
▲ 0.50% · 4.625%
HK$70,319
+HK$4,034/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$132,570/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$968,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,390
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$71,251
−HK$1,888/mo
Today · 4.125%
HK$73,139
baseline
▲ 0.50% · 4.625%
HK$76,995
+HK$3,856/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$146,278/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$968,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,770
−HK$4,563/mo
▼ 0.25% · 3.875%
HK$75,033
−HK$2,300/mo
Today · 4.125%
HK$77,333
baseline
▲ 0.50% · 4.625%
HK$82,039
+HK$4,706/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$154,666/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$968,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,956
−HK$4,373/mo
▼ 0.25% · 3.875%
HK$83,127
−HK$2,202/mo
Today · 4.125%
HK$85,329
baseline
▲ 0.50% · 4.625%
HK$89,827
+HK$4,498/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$170,658/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$968,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,561
−HK$5,867/mo
▼ 0.25% · 3.875%
HK$96,471
−HK$2,957/mo
Today · 4.125%
HK$99,428
baseline
▲ 0.50% · 4.625%
HK$105,478
+HK$6,050/mo
Deposit HK$2.28M · loan HK$20.52M · min. income ≈ HK$198,856/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,086
−HK$5,623/mo
▼ 0.25% · 3.875%
HK$106,877
−HK$2,832/mo
Today · 4.125%
HK$109,709
baseline
▲ 0.50% · 4.625%
HK$115,492
+HK$5,783/mo
Deposit HK$2.28M · loan HK$20.52M · min. income ≈ HK$219,418/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,786 · Scale 2, in force from 26 Feb 2026)