LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,981
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$53,598
−HK$1,642/mo
Today · 4.125%
HK$55,240
baseline
▲ 0.50% · 4.625%
HK$58,602
+HK$3,362/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$110,480/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$968,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,828
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$59,379
−HK$1,573/mo
Today · 4.125%
HK$60,952
baseline
▲ 0.50% · 4.625%
HK$64,165
+HK$3,213/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$121,904/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$968,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,377
−HK$3,912/mo
▼ 0.25% · 3.875%
HK$64,317
−HK$1,972/mo
Today · 4.125%
HK$66,289
baseline
▲ 0.50% · 4.625%
HK$70,322
+HK$4,033/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$132,578/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$968,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,394
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$71,255
−HK$1,888/mo
Today · 4.125%
HK$73,143
baseline
▲ 0.50% · 4.625%
HK$76,998
+HK$3,855/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$146,286/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$968,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,773
−HK$4,564/mo
▼ 0.25% · 3.875%
HK$75,037
−HK$2,300/mo
Today · 4.125%
HK$77,337
baseline
▲ 0.50% · 4.625%
HK$82,042
+HK$4,705/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$154,674/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$968,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,959
−HK$4,374/mo
▼ 0.25% · 3.875%
HK$83,131
−HK$2,202/mo
Today · 4.125%
HK$85,333
baseline
▲ 0.50% · 4.625%
HK$89,831
+HK$4,498/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$170,666/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$968,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,565
−HK$5,868/mo
▼ 0.25% · 3.875%
HK$96,476
−HK$2,957/mo
Today · 4.125%
HK$99,433
baseline
▲ 0.50% · 4.625%
HK$105,483
+HK$6,050/mo
Deposit HK$2.28M · loan HK$20.52M · min. income ≈ HK$198,866/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,091
−HK$5,623/mo
▼ 0.25% · 3.875%
HK$106,882
−HK$2,832/mo
Today · 4.125%
HK$109,714
baseline
▲ 0.50% · 4.625%
HK$115,498
+HK$5,784/mo
Deposit HK$2.28M · loan HK$20.52M · min. income ≈ HK$219,428/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,832 · Scale 2, in force from 26 Feb 2026)