LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,982
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$53,598
−HK$1,643/mo
Today · 4.125%
HK$55,241
baseline
▲ 0.50% · 4.625%
HK$58,603
+HK$3,362/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$110,482/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$968,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,829
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$59,380
−HK$1,573/mo
Today · 4.125%
HK$60,953
baseline
▲ 0.50% · 4.625%
HK$64,166
+HK$3,213/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$121,906/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$968,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,378
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$64,318
−HK$1,971/mo
Today · 4.125%
HK$66,289
baseline
▲ 0.50% · 4.625%
HK$70,323
+HK$4,034/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$132,578/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$968,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,395
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$71,256
−HK$1,888/mo
Today · 4.125%
HK$73,144
baseline
▲ 0.50% · 4.625%
HK$76,999
+HK$3,855/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$146,288/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$968,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,774
−HK$4,564/mo
▼ 0.25% · 3.875%
HK$75,038
−HK$2,300/mo
Today · 4.125%
HK$77,338
baseline
▲ 0.50% · 4.625%
HK$82,044
+HK$4,706/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$154,676/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$968,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,961
−HK$4,374/mo
▼ 0.25% · 3.875%
HK$83,132
−HK$2,203/mo
Today · 4.125%
HK$85,335
baseline
▲ 0.50% · 4.625%
HK$89,833
+HK$4,498/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$170,670/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$968,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,567
−HK$5,867/mo
▼ 0.25% · 3.875%
HK$96,477
−HK$2,957/mo
Today · 4.125%
HK$99,434
baseline
▲ 0.50% · 4.625%
HK$105,485
+HK$6,051/mo
Deposit HK$2.28M · loan HK$20.52M · min. income ≈ HK$198,868/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,092
−HK$5,624/mo
▼ 0.25% · 3.875%
HK$106,884
−HK$2,832/mo
Today · 4.125%
HK$109,716
baseline
▲ 0.50% · 4.625%
HK$115,499
+HK$5,783/mo
Deposit HK$2.28M · loan HK$20.52M · min. income ≈ HK$219,432/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,846 · Scale 2, in force from 26 Feb 2026)