LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,983
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$53,600
−HK$1,643/mo
Today · 4.125%
HK$55,243
baseline
▲ 0.50% · 4.625%
HK$58,604
+HK$3,361/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$110,486/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$968,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,831
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$59,382
−HK$1,573/mo
Today · 4.125%
HK$60,955
baseline
▲ 0.50% · 4.625%
HK$64,168
+HK$3,213/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$121,910/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$968,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,380
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$64,320
−HK$1,971/mo
Today · 4.125%
HK$66,291
baseline
▲ 0.50% · 4.625%
HK$70,325
+HK$4,034/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$132,582/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$968,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,397
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$71,258
−HK$1,888/mo
Today · 4.125%
HK$73,146
baseline
▲ 0.50% · 4.625%
HK$77,002
+HK$3,856/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$146,292/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$968,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,776
−HK$4,564/mo
▼ 0.25% · 3.875%
HK$75,040
−HK$2,300/mo
Today · 4.125%
HK$77,340
baseline
▲ 0.50% · 4.625%
HK$82,046
+HK$4,706/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$154,680/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$968,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,963
−HK$4,374/mo
▼ 0.25% · 3.875%
HK$83,134
−HK$2,203/mo
Today · 4.125%
HK$85,337
baseline
▲ 0.50% · 4.625%
HK$89,835
+HK$4,498/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$170,674/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$968,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,570
−HK$5,867/mo
▼ 0.25% · 3.875%
HK$96,480
−HK$2,957/mo
Today · 4.125%
HK$99,437
baseline
▲ 0.50% · 4.625%
HK$105,488
+HK$6,051/mo
Deposit HK$2.28M · loan HK$20.52M · min. income ≈ HK$198,874/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,095
−HK$5,624/mo
▼ 0.25% · 3.875%
HK$106,887
−HK$2,832/mo
Today · 4.125%
HK$109,719
baseline
▲ 0.50% · 4.625%
HK$115,503
+HK$5,784/mo
Deposit HK$2.28M · loan HK$20.52M · min. income ≈ HK$219,438/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,875 · Scale 2, in force from 26 Feb 2026)