LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,984
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$53,601
−HK$1,643/mo
Today · 4.125%
HK$55,244
baseline
▲ 0.50% · 4.625%
HK$58,606
+HK$3,362/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$110,488/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$968,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,832
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$59,383
−HK$1,574/mo
Today · 4.125%
HK$60,957
baseline
▲ 0.50% · 4.625%
HK$64,170
+HK$3,213/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$121,914/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$968,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,381
−HK$3,912/mo
▼ 0.25% · 3.875%
HK$64,322
−HK$1,971/mo
Today · 4.125%
HK$66,293
baseline
▲ 0.50% · 4.625%
HK$70,327
+HK$4,034/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$132,586/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$968,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,399
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$71,260
−HK$1,888/mo
Today · 4.125%
HK$73,148
baseline
▲ 0.50% · 4.625%
HK$77,004
+HK$3,856/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$146,296/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$968,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,778
−HK$4,564/mo
▼ 0.25% · 3.875%
HK$75,042
−HK$2,300/mo
Today · 4.125%
HK$77,342
baseline
▲ 0.50% · 4.625%
HK$82,048
+HK$4,706/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$154,684/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$968,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,965
−HK$4,374/mo
▼ 0.25% · 3.875%
HK$83,136
−HK$2,203/mo
Today · 4.125%
HK$85,339
baseline
▲ 0.50% · 4.625%
HK$89,838
+HK$4,499/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$170,678/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$968,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,572
−HK$5,868/mo
▼ 0.25% · 3.875%
HK$96,483
−HK$2,957/mo
Today · 4.125%
HK$99,440
baseline
▲ 0.50% · 4.625%
HK$105,490
+HK$6,050/mo
Deposit HK$2.28M · loan HK$20.52M · min. income ≈ HK$198,880/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,098
−HK$5,624/mo
▼ 0.25% · 3.875%
HK$106,890
−HK$2,832/mo
Today · 4.125%
HK$109,722
baseline
▲ 0.50% · 4.625%
HK$115,506
+HK$5,784/mo
Deposit HK$2.28M · loan HK$20.52M · min. income ≈ HK$219,444/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,900 · Scale 2, in force from 26 Feb 2026)