LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,985
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$53,603
−HK$1,642/mo
Today · 4.125%
HK$55,245
baseline
▲ 0.50% · 4.625%
HK$58,607
+HK$3,362/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$110,490/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$968,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,833
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$59,384
−HK$1,574/mo
Today · 4.125%
HK$60,958
baseline
▲ 0.50% · 4.625%
HK$64,171
+HK$3,213/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$121,916/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$968,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,383
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$64,323
−HK$1,971/mo
Today · 4.125%
HK$66,294
baseline
▲ 0.50% · 4.625%
HK$70,328
+HK$4,034/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$132,588/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$968,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,400
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$71,261
−HK$1,888/mo
Today · 4.125%
HK$73,149
baseline
▲ 0.50% · 4.625%
HK$77,005
+HK$3,856/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$146,298/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$968,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,780
−HK$4,564/mo
▼ 0.25% · 3.875%
HK$75,044
−HK$2,300/mo
Today · 4.125%
HK$77,344
baseline
▲ 0.50% · 4.625%
HK$82,050
+HK$4,706/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$154,688/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$968,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,967
−HK$4,374/mo
▼ 0.25% · 3.875%
HK$83,138
−HK$2,203/mo
Today · 4.125%
HK$85,341
baseline
▲ 0.50% · 4.625%
HK$89,839
+HK$4,498/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$170,682/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$968,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,574
−HK$5,868/mo
▼ 0.25% · 3.875%
HK$96,485
−HK$2,957/mo
Today · 4.125%
HK$99,442
baseline
▲ 0.50% · 4.625%
HK$105,493
+HK$6,051/mo
Deposit HK$2.28M · loan HK$20.52M · min. income ≈ HK$198,884/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,100
−HK$5,624/mo
▼ 0.25% · 3.875%
HK$106,892
−HK$2,832/mo
Today · 4.125%
HK$109,724
baseline
▲ 0.50% · 4.625%
HK$115,508
+HK$5,784/mo
Deposit HK$2.28M · loan HK$20.52M · min. income ≈ HK$219,448/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,919 · Scale 2, in force from 26 Feb 2026)