LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,988
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$53,605
−HK$1,643/mo
Today · 4.125%
HK$55,248
baseline
▲ 0.50% · 4.625%
HK$58,610
+HK$3,362/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$110,496/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$968,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,836
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$59,387
−HK$1,574/mo
Today · 4.125%
HK$60,961
baseline
▲ 0.50% · 4.625%
HK$64,174
+HK$3,213/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$121,922/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$968,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,386
−HK$3,912/mo
▼ 0.25% · 3.875%
HK$64,326
−HK$1,972/mo
Today · 4.125%
HK$66,298
baseline
▲ 0.50% · 4.625%
HK$70,332
+HK$4,034/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$132,596/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$968,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,403
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$71,265
−HK$1,888/mo
Today · 4.125%
HK$73,153
baseline
▲ 0.50% · 4.625%
HK$77,009
+HK$3,856/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$146,306/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$968,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,783
−HK$4,564/mo
▼ 0.25% · 3.875%
HK$75,047
−HK$2,300/mo
Today · 4.125%
HK$77,347
baseline
▲ 0.50% · 4.625%
HK$82,054
+HK$4,707/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$154,694/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$968,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,971
−HK$4,374/mo
▼ 0.25% · 3.875%
HK$83,142
−HK$2,203/mo
Today · 4.125%
HK$85,345
baseline
▲ 0.50% · 4.625%
HK$89,844
+HK$4,499/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$170,690/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$968,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,578
−HK$5,869/mo
▼ 0.25% · 3.875%
HK$96,489
−HK$2,958/mo
Today · 4.125%
HK$99,447
baseline
▲ 0.50% · 4.625%
HK$105,498
+HK$6,051/mo
Deposit HK$2.28M · loan HK$20.52M · min. income ≈ HK$198,894/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,105
−HK$5,624/mo
▼ 0.25% · 3.875%
HK$106,897
−HK$2,832/mo
Today · 4.125%
HK$109,729
baseline
▲ 0.50% · 4.625%
HK$115,513
+HK$5,784/mo
Deposit HK$2.28M · loan HK$20.52M · min. income ≈ HK$219,458/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,966 · Scale 2, in force from 26 Feb 2026)