LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,989
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$53,606
−HK$1,643/mo
Today · 4.125%
HK$55,249
baseline
▲ 0.50% · 4.625%
HK$58,610
+HK$3,361/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$110,498/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$968,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,837
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$59,388
−HK$1,574/mo
Today · 4.125%
HK$60,962
baseline
▲ 0.50% · 4.625%
HK$64,175
+HK$3,213/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$121,924/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$968,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,386
−HK$3,912/mo
▼ 0.25% · 3.875%
HK$64,327
−HK$1,971/mo
Today · 4.125%
HK$66,298
baseline
▲ 0.50% · 4.625%
HK$70,333
+HK$4,035/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$132,596/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$968,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,404
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$71,266
−HK$1,888/mo
Today · 4.125%
HK$73,154
baseline
▲ 0.50% · 4.625%
HK$77,010
+HK$3,856/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$146,308/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$968,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,784
−HK$4,564/mo
▼ 0.25% · 3.875%
HK$75,048
−HK$2,300/mo
Today · 4.125%
HK$77,348
baseline
▲ 0.50% · 4.625%
HK$82,055
+HK$4,707/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$154,696/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$968,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,971
−HK$4,375/mo
▼ 0.25% · 3.875%
HK$83,143
−HK$2,203/mo
Today · 4.125%
HK$85,346
baseline
▲ 0.50% · 4.625%
HK$89,845
+HK$4,499/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$170,692/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$968,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,579
−HK$5,869/mo
▼ 0.25% · 3.875%
HK$96,490
−HK$2,958/mo
Today · 4.125%
HK$99,448
baseline
▲ 0.50% · 4.625%
HK$105,499
+HK$6,051/mo
Deposit HK$2.28M · loan HK$20.52M · min. income ≈ HK$198,896/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,106
−HK$5,625/mo
▼ 0.25% · 3.875%
HK$106,898
−HK$2,833/mo
Today · 4.125%
HK$109,731
baseline
▲ 0.50% · 4.625%
HK$115,515
+HK$5,784/mo
Deposit HK$2.28M · loan HK$20.52M · min. income ≈ HK$219,462/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$968,977 · Scale 2, in force from 26 Feb 2026)