LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,990
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$53,607
−HK$1,643/mo
Today · 4.125%
HK$55,250
baseline
▲ 0.50% · 4.625%
HK$58,612
+HK$3,362/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$110,500/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$969,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,838
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$59,390
−HK$1,573/mo
Today · 4.125%
HK$60,963
baseline
▲ 0.50% · 4.625%
HK$64,177
+HK$3,214/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$121,926/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$969,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,388
−HK$3,912/mo
▼ 0.25% · 3.875%
HK$64,329
−HK$1,971/mo
Today · 4.125%
HK$66,300
baseline
▲ 0.50% · 4.625%
HK$70,334
+HK$4,034/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$132,600/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$969,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,406
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$71,267
−HK$1,889/mo
Today · 4.125%
HK$73,156
baseline
▲ 0.50% · 4.625%
HK$77,012
+HK$3,856/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$146,312/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$969,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,786
−HK$4,564/mo
▼ 0.25% · 3.875%
HK$75,050
−HK$2,300/mo
Today · 4.125%
HK$77,350
baseline
▲ 0.50% · 4.625%
HK$82,057
+HK$4,707/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$154,700/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$969,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,974
−HK$4,374/mo
▼ 0.25% · 3.875%
HK$83,145
−HK$2,203/mo
Today · 4.125%
HK$85,348
baseline
▲ 0.50% · 4.625%
HK$89,847
+HK$4,499/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$170,696/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$969,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,582
−HK$5,868/mo
▼ 0.25% · 3.875%
HK$96,493
−HK$2,957/mo
Today · 4.125%
HK$99,450
baseline
▲ 0.50% · 4.625%
HK$105,502
+HK$6,052/mo
Deposit HK$2.28M · loan HK$20.52M · min. income ≈ HK$198,900/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,109
−HK$5,625/mo
▼ 0.25% · 3.875%
HK$106,901
−HK$2,833/mo
Today · 4.125%
HK$109,734
baseline
▲ 0.50% · 4.625%
HK$115,518
+HK$5,784/mo
Deposit HK$2.28M · loan HK$20.52M · min. income ≈ HK$219,468/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,003 · Scale 2, in force from 26 Feb 2026)