LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,991
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$53,608
−HK$1,643/mo
Today · 4.125%
HK$55,251
baseline
▲ 0.50% · 4.625%
HK$58,613
+HK$3,362/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$110,502/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$969,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,840
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$59,391
−HK$1,573/mo
Today · 4.125%
HK$60,964
baseline
▲ 0.50% · 4.625%
HK$64,178
+HK$3,214/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$121,928/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$969,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,389
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$64,330
−HK$1,972/mo
Today · 4.125%
HK$66,302
baseline
▲ 0.50% · 4.625%
HK$70,336
+HK$4,034/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$132,604/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$969,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,407
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$71,269
−HK$1,888/mo
Today · 4.125%
HK$73,157
baseline
▲ 0.50% · 4.625%
HK$77,014
+HK$3,857/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$146,314/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$969,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,788
−HK$4,564/mo
▼ 0.25% · 3.875%
HK$75,052
−HK$2,300/mo
Today · 4.125%
HK$77,352
baseline
▲ 0.50% · 4.625%
HK$82,059
+HK$4,707/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$154,704/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$969,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,975
−HK$4,375/mo
▼ 0.25% · 3.875%
HK$83,147
−HK$2,203/mo
Today · 4.125%
HK$85,350
baseline
▲ 0.50% · 4.625%
HK$89,849
+HK$4,499/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$170,700/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$969,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,584
−HK$5,869/mo
▼ 0.25% · 3.875%
HK$96,495
−HK$2,958/mo
Today · 4.125%
HK$99,453
baseline
▲ 0.50% · 4.625%
HK$105,504
+HK$6,051/mo
Deposit HK$2.28M · loan HK$20.52M · min. income ≈ HK$198,906/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,111
−HK$5,625/mo
▼ 0.25% · 3.875%
HK$106,903
−HK$2,833/mo
Today · 4.125%
HK$109,736
baseline
▲ 0.50% · 4.625%
HK$115,520
+HK$5,784/mo
Deposit HK$2.28M · loan HK$20.52M · min. income ≈ HK$219,472/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,024 · Scale 2, in force from 26 Feb 2026)