LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,996
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$53,613
−HK$1,643/mo
Today · 4.125%
HK$55,256
baseline
▲ 0.50% · 4.625%
HK$58,619
+HK$3,363/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$110,512/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$969,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,845
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$59,396
−HK$1,574/mo
Today · 4.125%
HK$60,970
baseline
▲ 0.50% · 4.625%
HK$64,184
+HK$3,214/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$121,940/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$969,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,395
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$64,336
−HK$1,972/mo
Today · 4.125%
HK$66,308
baseline
▲ 0.50% · 4.625%
HK$70,342
+HK$4,034/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$132,616/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$969,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,414
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$71,276
−HK$1,888/mo
Today · 4.125%
HK$73,164
baseline
▲ 0.50% · 4.625%
HK$77,021
+HK$3,857/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$146,328/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$969,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,794
−HK$4,565/mo
▼ 0.25% · 3.875%
HK$75,059
−HK$2,300/mo
Today · 4.125%
HK$77,359
baseline
▲ 0.50% · 4.625%
HK$82,066
+HK$4,707/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$154,718/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$969,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,983
−HK$4,375/mo
▼ 0.25% · 3.875%
HK$83,155
−HK$2,203/mo
Today · 4.125%
HK$85,358
baseline
▲ 0.50% · 4.625%
HK$89,857
+HK$4,499/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$170,716/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$969,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,593
−HK$5,869/mo
▼ 0.25% · 3.875%
HK$96,504
−HK$2,958/mo
Today · 4.125%
HK$99,462
baseline
▲ 0.50% · 4.625%
HK$105,514
+HK$6,052/mo
Deposit HK$2.28M · loan HK$20.52M · min. income ≈ HK$198,924/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,121
−HK$5,625/mo
▼ 0.25% · 3.875%
HK$106,913
−HK$2,833/mo
Today · 4.125%
HK$109,746
baseline
▲ 0.50% · 4.625%
HK$115,531
+HK$5,785/mo
Deposit HK$2.28M · loan HK$20.52M · min. income ≈ HK$219,492/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,113 · Scale 2, in force from 26 Feb 2026)