LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,997
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$53,614
−HK$1,643/mo
Today · 4.125%
HK$55,257
baseline
▲ 0.50% · 4.625%
HK$58,620
+HK$3,363/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$110,514/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$969,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,846
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$59,397
−HK$1,574/mo
Today · 4.125%
HK$60,971
baseline
▲ 0.50% · 4.625%
HK$64,185
+HK$3,214/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$121,942/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$969,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,396
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$64,337
−HK$1,972/mo
Today · 4.125%
HK$66,309
baseline
▲ 0.50% · 4.625%
HK$70,344
+HK$4,035/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$132,618/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$969,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,415
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$71,277
−HK$1,888/mo
Today · 4.125%
HK$73,165
baseline
▲ 0.50% · 4.625%
HK$77,022
+HK$3,857/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$146,330/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$969,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,795
−HK$4,565/mo
▼ 0.25% · 3.875%
HK$75,060
−HK$2,300/mo
Today · 4.125%
HK$77,360
baseline
▲ 0.50% · 4.625%
HK$82,067
+HK$4,707/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$154,720/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$969,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,984
−HK$4,375/mo
▼ 0.25% · 3.875%
HK$83,156
−HK$2,203/mo
Today · 4.125%
HK$85,359
baseline
▲ 0.50% · 4.625%
HK$89,859
+HK$4,500/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$170,718/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$969,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,594
−HK$5,869/mo
▼ 0.25% · 3.875%
HK$96,505
−HK$2,958/mo
Today · 4.125%
HK$99,463
baseline
▲ 0.50% · 4.625%
HK$105,515
+HK$6,052/mo
Deposit HK$2.28M · loan HK$20.52M · min. income ≈ HK$198,926/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,122
−HK$5,626/mo
▼ 0.25% · 3.875%
HK$106,915
−HK$2,833/mo
Today · 4.125%
HK$109,748
baseline
▲ 0.50% · 4.625%
HK$115,533
+HK$5,785/mo
Deposit HK$2.28M · loan HK$20.52M · min. income ≈ HK$219,496/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,128 · Scale 2, in force from 26 Feb 2026)