LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,998
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$53,616
−HK$1,643/mo
Today · 4.125%
HK$55,259
baseline
▲ 0.50% · 4.625%
HK$58,621
+HK$3,362/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$110,518/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$969,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,847
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$59,399
−HK$1,574/mo
Today · 4.125%
HK$60,973
baseline
▲ 0.50% · 4.625%
HK$64,187
+HK$3,214/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$121,946/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$969,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,398
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$64,339
−HK$1,972/mo
Today · 4.125%
HK$66,311
baseline
▲ 0.50% · 4.625%
HK$70,346
+HK$4,035/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$132,622/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$969,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,417
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$71,279
−HK$1,888/mo
Today · 4.125%
HK$73,167
baseline
▲ 0.50% · 4.625%
HK$77,024
+HK$3,857/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$146,334/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$969,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,797
−HK$4,565/mo
▼ 0.25% · 3.875%
HK$75,062
−HK$2,300/mo
Today · 4.125%
HK$77,362
baseline
▲ 0.50% · 4.625%
HK$82,070
+HK$4,708/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$154,724/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$969,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,986
−HK$4,376/mo
▼ 0.25% · 3.875%
HK$83,158
−HK$2,204/mo
Today · 4.125%
HK$85,362
baseline
▲ 0.50% · 4.625%
HK$89,861
+HK$4,499/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$170,724/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$969,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,597
−HK$5,869/mo
▼ 0.25% · 3.875%
HK$96,508
−HK$2,958/mo
Today · 4.125%
HK$99,466
baseline
▲ 0.50% · 4.625%
HK$105,518
+HK$6,052/mo
Deposit HK$2.28M · loan HK$20.52M · min. income ≈ HK$198,932/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,125
−HK$5,626/mo
▼ 0.25% · 3.875%
HK$106,918
−HK$2,833/mo
Today · 4.125%
HK$109,751
baseline
▲ 0.50% · 4.625%
HK$115,536
+HK$5,785/mo
Deposit HK$2.28M · loan HK$20.52M · min. income ≈ HK$219,502/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,156 · Scale 2, in force from 26 Feb 2026)