LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,001
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$53,619
−HK$1,643/mo
Today · 4.125%
HK$55,262
baseline
▲ 0.50% · 4.625%
HK$58,625
+HK$3,363/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$110,524/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$969,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,851
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$59,402
−HK$1,574/mo
Today · 4.125%
HK$60,976
baseline
▲ 0.50% · 4.625%
HK$64,190
+HK$3,214/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$121,952/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$969,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,401
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$64,342
−HK$1,972/mo
Today · 4.125%
HK$66,314
baseline
▲ 0.50% · 4.625%
HK$70,349
+HK$4,035/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$132,628/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$969,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,421
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$71,283
−HK$1,888/mo
Today · 4.125%
HK$73,171
baseline
▲ 0.50% · 4.625%
HK$77,028
+HK$3,857/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$146,342/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$969,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,802
−HK$4,565/mo
▼ 0.25% · 3.875%
HK$75,066
−HK$2,301/mo
Today · 4.125%
HK$77,367
baseline
▲ 0.50% · 4.625%
HK$82,074
+HK$4,707/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$154,734/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$969,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,991
−HK$4,376/mo
▼ 0.25% · 3.875%
HK$83,163
−HK$2,204/mo
Today · 4.125%
HK$85,367
baseline
▲ 0.50% · 4.625%
HK$89,866
+HK$4,499/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$170,734/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$969,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,602
−HK$5,870/mo
▼ 0.25% · 3.875%
HK$96,513
−HK$2,959/mo
Today · 4.125%
HK$99,472
baseline
▲ 0.50% · 4.625%
HK$105,524
+HK$6,052/mo
Deposit HK$2.28M · loan HK$20.52M · min. income ≈ HK$198,944/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,131
−HK$5,626/mo
▼ 0.25% · 3.875%
HK$106,924
−HK$2,833/mo
Today · 4.125%
HK$109,757
baseline
▲ 0.50% · 4.625%
HK$115,543
+HK$5,786/mo
Deposit HK$2.28M · loan HK$20.52M · min. income ≈ HK$219,514/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,210 · Scale 2, in force from 26 Feb 2026)