LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,004
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$53,621
−HK$1,644/mo
Today · 4.125%
HK$55,265
baseline
▲ 0.50% · 4.625%
HK$58,628
+HK$3,363/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$110,530/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$969,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,854
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$59,405
−HK$1,574/mo
Today · 4.125%
HK$60,979
baseline
▲ 0.50% · 4.625%
HK$64,194
+HK$3,215/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$121,958/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$969,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,405
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$64,346
−HK$1,972/mo
Today · 4.125%
HK$66,318
baseline
▲ 0.50% · 4.625%
HK$70,353
+HK$4,035/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$132,636/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$969,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,424
−HK$3,751/mo
▼ 0.25% · 3.875%
HK$71,286
−HK$1,889/mo
Today · 4.125%
HK$73,175
baseline
▲ 0.50% · 4.625%
HK$77,032
+HK$3,857/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$146,350/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$969,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,805
−HK$4,566/mo
▼ 0.25% · 3.875%
HK$75,070
−HK$2,301/mo
Today · 4.125%
HK$77,371
baseline
▲ 0.50% · 4.625%
HK$82,079
+HK$4,708/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$154,742/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$969,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,995
−HK$4,376/mo
▼ 0.25% · 3.875%
HK$83,167
−HK$2,204/mo
Today · 4.125%
HK$85,371
baseline
▲ 0.50% · 4.625%
HK$89,871
+HK$4,500/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$170,742/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$969,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,607
−HK$5,870/mo
▼ 0.25% · 3.875%
HK$96,518
−HK$2,959/mo
Today · 4.125%
HK$99,477
baseline
▲ 0.50% · 4.625%
HK$105,530
+HK$6,053/mo
Deposit HK$2.28M · loan HK$20.53M · min. income ≈ HK$198,954/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,137
−HK$5,626/mo
▼ 0.25% · 3.875%
HK$106,930
−HK$2,833/mo
Today · 4.125%
HK$109,763
baseline
▲ 0.50% · 4.625%
HK$115,549
+HK$5,786/mo
Deposit HK$2.28M · loan HK$20.53M · min. income ≈ HK$219,526/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,260 · Scale 2, in force from 26 Feb 2026)