LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,004
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$53,622
−HK$1,643/mo
Today · 4.125%
HK$55,265
baseline
▲ 0.50% · 4.625%
HK$58,628
+HK$3,363/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$110,530/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$969,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,854
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$59,406
−HK$1,574/mo
Today · 4.125%
HK$60,980
baseline
▲ 0.50% · 4.625%
HK$64,194
+HK$3,214/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$121,960/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$969,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,405
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$64,346
−HK$1,972/mo
Today · 4.125%
HK$66,318
baseline
▲ 0.50% · 4.625%
HK$70,354
+HK$4,036/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$132,636/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$969,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,425
−HK$3,751/mo
▼ 0.25% · 3.875%
HK$71,287
−HK$1,889/mo
Today · 4.125%
HK$73,176
baseline
▲ 0.50% · 4.625%
HK$77,033
+HK$3,857/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$146,352/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$969,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,806
−HK$4,565/mo
▼ 0.25% · 3.875%
HK$75,071
−HK$2,300/mo
Today · 4.125%
HK$77,371
baseline
▲ 0.50% · 4.625%
HK$82,079
+HK$4,708/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$154,742/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$969,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,996
−HK$4,376/mo
▼ 0.25% · 3.875%
HK$83,168
−HK$2,204/mo
Today · 4.125%
HK$85,372
baseline
▲ 0.50% · 4.625%
HK$89,872
+HK$4,500/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$170,744/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$969,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,608
−HK$5,870/mo
▼ 0.25% · 3.875%
HK$96,519
−HK$2,959/mo
Today · 4.125%
HK$99,478
baseline
▲ 0.50% · 4.625%
HK$105,531
+HK$6,053/mo
Deposit HK$2.28M · loan HK$20.53M · min. income ≈ HK$198,956/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,137
−HK$5,627/mo
▼ 0.25% · 3.875%
HK$106,930
−HK$2,834/mo
Today · 4.125%
HK$109,764
baseline
▲ 0.50% · 4.625%
HK$115,549
+HK$5,785/mo
Deposit HK$2.28M · loan HK$20.53M · min. income ≈ HK$219,528/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,268 · Scale 2, in force from 26 Feb 2026)