LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,005
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$53,623
−HK$1,644/mo
Today · 4.125%
HK$55,267
baseline
▲ 0.50% · 4.625%
HK$58,629
+HK$3,362/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$110,534/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$969,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,855
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$59,407
−HK$1,574/mo
Today · 4.125%
HK$60,981
baseline
▲ 0.50% · 4.625%
HK$64,196
+HK$3,215/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$121,962/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$969,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,406
−HK$3,914/mo
▼ 0.25% · 3.875%
HK$64,348
−HK$1,972/mo
Today · 4.125%
HK$66,320
baseline
▲ 0.50% · 4.625%
HK$70,355
+HK$4,035/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$132,640/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$969,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,427
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$71,289
−HK$1,888/mo
Today · 4.125%
HK$73,177
baseline
▲ 0.50% · 4.625%
HK$77,035
+HK$3,858/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$146,354/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$969,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,807
−HK$4,566/mo
▼ 0.25% · 3.875%
HK$75,072
−HK$2,301/mo
Today · 4.125%
HK$77,373
baseline
▲ 0.50% · 4.625%
HK$82,081
+HK$4,708/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$154,746/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$969,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,998
−HK$4,376/mo
▼ 0.25% · 3.875%
HK$83,170
−HK$2,204/mo
Today · 4.125%
HK$85,374
baseline
▲ 0.50% · 4.625%
HK$89,874
+HK$4,500/mo
Deposit HK$6.84M · loan HK$15.96M · min. income ≈ HK$170,748/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$969,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,610
−HK$5,870/mo
▼ 0.25% · 3.875%
HK$96,521
−HK$2,959/mo
Today · 4.125%
HK$99,480
baseline
▲ 0.50% · 4.625%
HK$105,533
+HK$6,053/mo
Deposit HK$2.28M · loan HK$20.53M · min. income ≈ HK$198,960/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,140
−HK$5,626/mo
▼ 0.25% · 3.875%
HK$106,933
−HK$2,833/mo
Today · 4.125%
HK$109,766
baseline
▲ 0.50% · 4.625%
HK$115,552
+HK$5,786/mo
Deposit HK$2.28M · loan HK$20.53M · min. income ≈ HK$219,532/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,290 · Scale 2, in force from 26 Feb 2026)