LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,009
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$53,626
−HK$1,644/mo
Today · 4.125%
HK$55,270
baseline
▲ 0.50% · 4.625%
HK$58,633
+HK$3,363/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$110,540/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$969,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,859
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$59,411
−HK$1,574/mo
Today · 4.125%
HK$60,985
baseline
▲ 0.50% · 4.625%
HK$64,200
+HK$3,215/mo
Deposit HK$11.40M · loan HK$11.40M · min. income ≈ HK$121,970/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$969,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,410
−HK$3,914/mo
▼ 0.25% · 3.875%
HK$64,352
−HK$1,972/mo
Today · 4.125%
HK$66,324
baseline
▲ 0.50% · 4.625%
HK$70,360
+HK$4,036/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$132,648/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$969,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,431
−HK$3,751/mo
▼ 0.25% · 3.875%
HK$71,293
−HK$1,889/mo
Today · 4.125%
HK$73,182
baseline
▲ 0.50% · 4.625%
HK$77,039
+HK$3,857/mo
Deposit HK$9.12M · loan HK$13.68M · min. income ≈ HK$146,364/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$969,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,812
−HK$4,566/mo
▼ 0.25% · 3.875%
HK$75,077
−HK$2,301/mo
Today · 4.125%
HK$77,378
baseline
▲ 0.50% · 4.625%
HK$82,086
+HK$4,708/mo
Deposit HK$6.84M · loan HK$15.97M · min. income ≈ HK$154,756/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$969,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,003
−HK$4,376/mo
▼ 0.25% · 3.875%
HK$83,175
−HK$2,204/mo
Today · 4.125%
HK$85,379
baseline
▲ 0.50% · 4.625%
HK$89,879
+HK$4,500/mo
Deposit HK$6.84M · loan HK$15.97M · min. income ≈ HK$170,758/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$969,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,615
−HK$5,871/mo
▼ 0.25% · 3.875%
HK$96,527
−HK$2,959/mo
Today · 4.125%
HK$99,486
baseline
▲ 0.50% · 4.625%
HK$105,539
+HK$6,053/mo
Deposit HK$2.28M · loan HK$20.53M · min. income ≈ HK$198,972/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,146
−HK$5,627/mo
▼ 0.25% · 3.875%
HK$106,939
−HK$2,834/mo
Today · 4.125%
HK$109,773
baseline
▲ 0.50% · 4.625%
HK$115,559
+HK$5,786/mo
Deposit HK$2.28M · loan HK$20.53M · min. income ≈ HK$219,546/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,349 · Scale 2, in force from 26 Feb 2026)