LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,013
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$53,631
−HK$1,644/mo
Today · 4.125%
HK$55,275
baseline
▲ 0.50% · 4.625%
HK$58,639
+HK$3,364/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$110,550/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$969,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,864
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$59,416
−HK$1,575/mo
Today · 4.125%
HK$60,991
baseline
▲ 0.50% · 4.625%
HK$64,206
+HK$3,215/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$121,982/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$969,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,416
−HK$3,914/mo
▼ 0.25% · 3.875%
HK$64,358
−HK$1,972/mo
Today · 4.125%
HK$66,330
baseline
▲ 0.50% · 4.625%
HK$70,366
+HK$4,036/mo
Deposit HK$9.12M · loan HK$13.69M · min. income ≈ HK$132,660/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$969,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,437
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$71,300
−HK$1,889/mo
Today · 4.125%
HK$73,189
baseline
▲ 0.50% · 4.625%
HK$77,047
+HK$3,858/mo
Deposit HK$9.12M · loan HK$13.69M · min. income ≈ HK$146,378/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$969,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,819
−HK$4,566/mo
▼ 0.25% · 3.875%
HK$75,084
−HK$2,301/mo
Today · 4.125%
HK$77,385
baseline
▲ 0.50% · 4.625%
HK$82,094
+HK$4,709/mo
Deposit HK$6.84M · loan HK$15.97M · min. income ≈ HK$154,770/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$969,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,010
−HK$4,377/mo
▼ 0.25% · 3.875%
HK$83,183
−HK$2,204/mo
Today · 4.125%
HK$85,387
baseline
▲ 0.50% · 4.625%
HK$89,888
+HK$4,501/mo
Deposit HK$6.84M · loan HK$15.97M · min. income ≈ HK$170,774/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$969,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,624
−HK$5,871/mo
▼ 0.25% · 3.875%
HK$96,537
−HK$2,958/mo
Today · 4.125%
HK$99,495
baseline
▲ 0.50% · 4.625%
HK$105,549
+HK$6,054/mo
Deposit HK$2.28M · loan HK$20.53M · min. income ≈ HK$198,990/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,156
−HK$5,627/mo
▼ 0.25% · 3.875%
HK$106,949
−HK$2,834/mo
Today · 4.125%
HK$109,783
baseline
▲ 0.50% · 4.625%
HK$115,570
+HK$5,787/mo
Deposit HK$2.28M · loan HK$20.53M · min. income ≈ HK$219,566/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,441 · Scale 2, in force from 26 Feb 2026)