LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,014
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$53,632
−HK$1,644/mo
Today · 4.125%
HK$55,276
baseline
▲ 0.50% · 4.625%
HK$58,639
+HK$3,363/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$110,552/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$969,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,865
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$59,417
−HK$1,574/mo
Today · 4.125%
HK$60,991
baseline
▲ 0.50% · 4.625%
HK$64,206
+HK$3,215/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$121,982/mo (50% DSR)
Upfront cash ≈ HK$12.37M (deposit + AVD stamp duty HK$969,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,417
−HK$3,914/mo
▼ 0.25% · 3.875%
HK$64,358
−HK$1,973/mo
Today · 4.125%
HK$66,331
baseline
▲ 0.50% · 4.625%
HK$70,367
+HK$4,036/mo
Deposit HK$9.12M · loan HK$13.69M · min. income ≈ HK$132,662/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$969,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,438
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$71,301
−HK$1,889/mo
Today · 4.125%
HK$73,190
baseline
▲ 0.50% · 4.625%
HK$77,048
+HK$3,858/mo
Deposit HK$9.12M · loan HK$13.69M · min. income ≈ HK$146,380/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$969,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,820
−HK$4,566/mo
▼ 0.25% · 3.875%
HK$75,085
−HK$2,301/mo
Today · 4.125%
HK$77,386
baseline
▲ 0.50% · 4.625%
HK$82,095
+HK$4,709/mo
Deposit HK$6.84M · loan HK$15.97M · min. income ≈ HK$154,772/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$969,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,011
−HK$4,377/mo
▼ 0.25% · 3.875%
HK$83,184
−HK$2,204/mo
Today · 4.125%
HK$85,388
baseline
▲ 0.50% · 4.625%
HK$89,889
+HK$4,501/mo
Deposit HK$6.84M · loan HK$15.97M · min. income ≈ HK$170,776/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$969,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,625
−HK$5,872/mo
▼ 0.25% · 3.875%
HK$96,538
−HK$2,959/mo
Today · 4.125%
HK$99,497
baseline
▲ 0.50% · 4.625%
HK$105,551
+HK$6,054/mo
Deposit HK$2.28M · loan HK$20.53M · min. income ≈ HK$198,994/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,157
−HK$5,628/mo
▼ 0.25% · 3.875%
HK$106,951
−HK$2,834/mo
Today · 4.125%
HK$109,785
baseline
▲ 0.50% · 4.625%
HK$115,572
+HK$5,787/mo
Deposit HK$2.28M · loan HK$20.53M · min. income ≈ HK$219,570/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,453 · Scale 2, in force from 26 Feb 2026)