LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,018
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$53,636
−HK$1,644/mo
Today · 4.125%
HK$55,280
baseline
▲ 0.50% · 4.625%
HK$58,643
+HK$3,363/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$110,560/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$969,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,869
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$59,421
−HK$1,575/mo
Today · 4.125%
HK$60,996
baseline
▲ 0.50% · 4.625%
HK$64,211
+HK$3,215/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$121,992/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$969,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,421
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$64,363
−HK$1,973/mo
Today · 4.125%
HK$66,336
baseline
▲ 0.50% · 4.625%
HK$70,372
+HK$4,036/mo
Deposit HK$9.12M · loan HK$13.69M · min. income ≈ HK$132,672/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$969,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,443
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$71,305
−HK$1,890/mo
Today · 4.125%
HK$73,195
baseline
▲ 0.50% · 4.625%
HK$77,053
+HK$3,858/mo
Deposit HK$9.12M · loan HK$13.69M · min. income ≈ HK$146,390/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$969,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,825
−HK$4,566/mo
▼ 0.25% · 3.875%
HK$75,090
−HK$2,301/mo
Today · 4.125%
HK$77,391
baseline
▲ 0.50% · 4.625%
HK$82,101
+HK$4,710/mo
Deposit HK$6.84M · loan HK$15.97M · min. income ≈ HK$154,782/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$969,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,017
−HK$4,377/mo
▼ 0.25% · 3.875%
HK$83,190
−HK$2,204/mo
Today · 4.125%
HK$85,394
baseline
▲ 0.50% · 4.625%
HK$89,895
+HK$4,501/mo
Deposit HK$6.84M · loan HK$15.97M · min. income ≈ HK$170,788/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$969,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,632
−HK$5,871/mo
▼ 0.25% · 3.875%
HK$96,544
−HK$2,959/mo
Today · 4.125%
HK$99,503
baseline
▲ 0.50% · 4.625%
HK$105,558
+HK$6,055/mo
Deposit HK$2.28M · loan HK$20.53M · min. income ≈ HK$199,006/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,164
−HK$5,628/mo
▼ 0.25% · 3.875%
HK$106,958
−HK$2,834/mo
Today · 4.125%
HK$109,792
baseline
▲ 0.50% · 4.625%
HK$115,579
+HK$5,787/mo
Deposit HK$2.28M · loan HK$20.53M · min. income ≈ HK$219,584/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,519 · Scale 2, in force from 26 Feb 2026)