LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,019
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$53,637
−HK$1,644/mo
Today · 4.125%
HK$55,281
baseline
▲ 0.50% · 4.625%
HK$58,644
+HK$3,363/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$110,562/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$969,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,870
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$59,422
−HK$1,575/mo
Today · 4.125%
HK$60,997
baseline
▲ 0.50% · 4.625%
HK$64,212
+HK$3,215/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$121,994/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$969,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,422
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$64,364
−HK$1,973/mo
Today · 4.125%
HK$66,337
baseline
▲ 0.50% · 4.625%
HK$70,373
+HK$4,036/mo
Deposit HK$9.13M · loan HK$13.69M · min. income ≈ HK$132,674/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$969,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,444
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$71,307
−HK$1,889/mo
Today · 4.125%
HK$73,196
baseline
▲ 0.50% · 4.625%
HK$77,055
+HK$3,859/mo
Deposit HK$9.13M · loan HK$13.69M · min. income ≈ HK$146,392/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$969,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,826
−HK$4,567/mo
▼ 0.25% · 3.875%
HK$75,092
−HK$2,301/mo
Today · 4.125%
HK$77,393
baseline
▲ 0.50% · 4.625%
HK$82,102
+HK$4,709/mo
Deposit HK$6.84M · loan HK$15.97M · min. income ≈ HK$154,786/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$969,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,018
−HK$4,378/mo
▼ 0.25% · 3.875%
HK$83,191
−HK$2,205/mo
Today · 4.125%
HK$85,396
baseline
▲ 0.50% · 4.625%
HK$89,897
+HK$4,501/mo
Deposit HK$6.84M · loan HK$15.97M · min. income ≈ HK$170,792/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$969,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,634
−HK$5,871/mo
▼ 0.25% · 3.875%
HK$96,546
−HK$2,959/mo
Today · 4.125%
HK$99,505
baseline
▲ 0.50% · 4.625%
HK$105,560
+HK$6,055/mo
Deposit HK$2.28M · loan HK$20.53M · min. income ≈ HK$199,010/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,167
−HK$5,627/mo
▼ 0.25% · 3.875%
HK$106,960
−HK$2,834/mo
Today · 4.125%
HK$109,794
baseline
▲ 0.50% · 4.625%
HK$115,582
+HK$5,788/mo
Deposit HK$2.28M · loan HK$20.53M · min. income ≈ HK$219,588/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,539 · Scale 2, in force from 26 Feb 2026)