LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,023
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$53,641
−HK$1,644/mo
Today · 4.125%
HK$55,285
baseline
▲ 0.50% · 4.625%
HK$58,649
+HK$3,364/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$110,570/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$969,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,875
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$59,427
−HK$1,575/mo
Today · 4.125%
HK$61,002
baseline
▲ 0.50% · 4.625%
HK$64,217
+HK$3,215/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$122,004/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$969,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,427
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$64,369
−HK$1,973/mo
Today · 4.125%
HK$66,342
baseline
▲ 0.50% · 4.625%
HK$70,379
+HK$4,037/mo
Deposit HK$9.13M · loan HK$13.69M · min. income ≈ HK$132,684/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$969,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,450
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$71,312
−HK$1,890/mo
Today · 4.125%
HK$73,202
baseline
▲ 0.50% · 4.625%
HK$77,061
+HK$3,859/mo
Deposit HK$9.13M · loan HK$13.69M · min. income ≈ HK$146,404/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$969,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,832
−HK$4,567/mo
▼ 0.25% · 3.875%
HK$75,097
−HK$2,302/mo
Today · 4.125%
HK$77,399
baseline
▲ 0.50% · 4.625%
HK$82,109
+HK$4,710/mo
Deposit HK$6.84M · loan HK$15.97M · min. income ≈ HK$154,798/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$969,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,025
−HK$4,377/mo
▼ 0.25% · 3.875%
HK$83,198
−HK$2,204/mo
Today · 4.125%
HK$85,402
baseline
▲ 0.50% · 4.625%
HK$89,904
+HK$4,502/mo
Deposit HK$6.84M · loan HK$15.97M · min. income ≈ HK$170,804/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$969,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,641
−HK$5,872/mo
▼ 0.25% · 3.875%
HK$96,554
−HK$2,959/mo
Today · 4.125%
HK$99,513
baseline
▲ 0.50% · 4.625%
HK$105,568
+HK$6,055/mo
Deposit HK$2.28M · loan HK$20.53M · min. income ≈ HK$199,026/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,175
−HK$5,628/mo
▼ 0.25% · 3.875%
HK$106,969
−HK$2,834/mo
Today · 4.125%
HK$109,803
baseline
▲ 0.50% · 4.625%
HK$115,591
+HK$5,788/mo
Deposit HK$2.28M · loan HK$20.53M · min. income ≈ HK$219,606/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,616 · Scale 2, in force from 26 Feb 2026)