LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,024
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$53,642
−HK$1,644/mo
Today · 4.125%
HK$55,286
baseline
▲ 0.50% · 4.625%
HK$58,650
+HK$3,364/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$110,572/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$969,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,876
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$59,428
−HK$1,575/mo
Today · 4.125%
HK$61,003
baseline
▲ 0.50% · 4.625%
HK$64,218
+HK$3,215/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$122,006/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$969,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,429
−HK$3,914/mo
▼ 0.25% · 3.875%
HK$64,370
−HK$1,973/mo
Today · 4.125%
HK$66,343
baseline
▲ 0.50% · 4.625%
HK$70,380
+HK$4,037/mo
Deposit HK$9.13M · loan HK$13.69M · min. income ≈ HK$132,686/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$969,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,451
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$71,314
−HK$1,889/mo
Today · 4.125%
HK$73,203
baseline
▲ 0.50% · 4.625%
HK$77,062
+HK$3,859/mo
Deposit HK$9.13M · loan HK$13.69M · min. income ≈ HK$146,406/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$969,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,833
−HK$4,568/mo
▼ 0.25% · 3.875%
HK$75,099
−HK$2,302/mo
Today · 4.125%
HK$77,401
baseline
▲ 0.50% · 4.625%
HK$82,110
+HK$4,709/mo
Deposit HK$6.84M · loan HK$15.97M · min. income ≈ HK$154,802/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$969,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,026
−HK$4,378/mo
▼ 0.25% · 3.875%
HK$83,199
−HK$2,205/mo
Today · 4.125%
HK$85,404
baseline
▲ 0.50% · 4.625%
HK$89,906
+HK$4,502/mo
Deposit HK$6.84M · loan HK$15.97M · min. income ≈ HK$170,808/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$969,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,643
−HK$5,872/mo
▼ 0.25% · 3.875%
HK$96,556
−HK$2,959/mo
Today · 4.125%
HK$99,515
baseline
▲ 0.50% · 4.625%
HK$105,570
+HK$6,055/mo
Deposit HK$2.28M · loan HK$20.53M · min. income ≈ HK$199,030/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,177
−HK$5,628/mo
▼ 0.25% · 3.875%
HK$106,971
−HK$2,834/mo
Today · 4.125%
HK$109,805
baseline
▲ 0.50% · 4.625%
HK$115,593
+HK$5,788/mo
Deposit HK$2.28M · loan HK$20.53M · min. income ≈ HK$219,610/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,634 · Scale 2, in force from 26 Feb 2026)