LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,024
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$53,642
−HK$1,644/mo
Today · 4.125%
HK$55,286
baseline
▲ 0.50% · 4.625%
HK$58,650
+HK$3,364/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$110,572/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$969,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,876
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$59,428
−HK$1,575/mo
Today · 4.125%
HK$61,003
baseline
▲ 0.50% · 4.625%
HK$64,219
+HK$3,216/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$122,006/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$969,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,429
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$64,371
−HK$1,973/mo
Today · 4.125%
HK$66,344
baseline
▲ 0.50% · 4.625%
HK$70,380
+HK$4,036/mo
Deposit HK$9.13M · loan HK$13.69M · min. income ≈ HK$132,688/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$969,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,451
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$71,314
−HK$1,890/mo
Today · 4.125%
HK$73,204
baseline
▲ 0.50% · 4.625%
HK$77,062
+HK$3,858/mo
Deposit HK$9.13M · loan HK$13.69M · min. income ≈ HK$146,408/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$969,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,834
−HK$4,567/mo
▼ 0.25% · 3.875%
HK$75,099
−HK$2,302/mo
Today · 4.125%
HK$77,401
baseline
▲ 0.50% · 4.625%
HK$82,110
+HK$4,709/mo
Deposit HK$6.84M · loan HK$15.97M · min. income ≈ HK$154,802/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$969,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,027
−HK$4,377/mo
▼ 0.25% · 3.875%
HK$83,200
−HK$2,204/mo
Today · 4.125%
HK$85,404
baseline
▲ 0.50% · 4.625%
HK$89,906
+HK$4,502/mo
Deposit HK$6.84M · loan HK$15.97M · min. income ≈ HK$170,808/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$969,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,643
−HK$5,872/mo
▼ 0.25% · 3.875%
HK$96,556
−HK$2,959/mo
Today · 4.125%
HK$99,515
baseline
▲ 0.50% · 4.625%
HK$105,571
+HK$6,056/mo
Deposit HK$2.28M · loan HK$20.53M · min. income ≈ HK$199,030/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,177
−HK$5,628/mo
▼ 0.25% · 3.875%
HK$106,971
−HK$2,834/mo
Today · 4.125%
HK$109,805
baseline
▲ 0.50% · 4.625%
HK$115,593
+HK$5,788/mo
Deposit HK$2.28M · loan HK$20.53M · min. income ≈ HK$219,610/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,636 · Scale 2, in force from 26 Feb 2026)