LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,026
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$53,644
−HK$1,644/mo
Today · 4.125%
HK$55,288
baseline
▲ 0.50% · 4.625%
HK$58,652
+HK$3,364/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$110,576/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$969,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,878
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$59,430
−HK$1,575/mo
Today · 4.125%
HK$61,005
baseline
▲ 0.50% · 4.625%
HK$64,221
+HK$3,216/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$122,010/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$969,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,431
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$64,373
−HK$1,973/mo
Today · 4.125%
HK$66,346
baseline
▲ 0.50% · 4.625%
HK$70,383
+HK$4,037/mo
Deposit HK$9.13M · loan HK$13.69M · min. income ≈ HK$132,692/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$969,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,454
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$71,316
−HK$1,890/mo
Today · 4.125%
HK$73,206
baseline
▲ 0.50% · 4.625%
HK$77,065
+HK$3,859/mo
Deposit HK$9.13M · loan HK$13.69M · min. income ≈ HK$146,412/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$969,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,836
−HK$4,567/mo
▼ 0.25% · 3.875%
HK$75,101
−HK$2,302/mo
Today · 4.125%
HK$77,403
baseline
▲ 0.50% · 4.625%
HK$82,113
+HK$4,710/mo
Deposit HK$6.84M · loan HK$15.97M · min. income ≈ HK$154,806/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$969,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,029
−HK$4,378/mo
▼ 0.25% · 3.875%
HK$83,202
−HK$2,205/mo
Today · 4.125%
HK$85,407
baseline
▲ 0.50% · 4.625%
HK$89,909
+HK$4,502/mo
Deposit HK$6.84M · loan HK$15.97M · min. income ≈ HK$170,814/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$969,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,646
−HK$5,873/mo
▼ 0.25% · 3.875%
HK$96,559
−HK$2,960/mo
Today · 4.125%
HK$99,519
baseline
▲ 0.50% · 4.625%
HK$105,574
+HK$6,055/mo
Deposit HK$2.28M · loan HK$20.53M · min. income ≈ HK$199,038/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,180
−HK$5,629/mo
▼ 0.25% · 3.875%
HK$106,974
−HK$2,835/mo
Today · 4.125%
HK$109,809
baseline
▲ 0.50% · 4.625%
HK$115,597
+HK$5,788/mo
Deposit HK$2.28M · loan HK$20.53M · min. income ≈ HK$219,618/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,667 · Scale 2, in force from 26 Feb 2026)