LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,027
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$53,645
−HK$1,645/mo
Today · 4.125%
HK$55,290
baseline
▲ 0.50% · 4.625%
HK$58,654
+HK$3,364/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$110,580/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$969,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,880
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$59,432
−HK$1,575/mo
Today · 4.125%
HK$61,007
baseline
▲ 0.50% · 4.625%
HK$64,222
+HK$3,215/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$122,014/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$969,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,433
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$64,375
−HK$1,973/mo
Today · 4.125%
HK$66,348
baseline
▲ 0.50% · 4.625%
HK$70,385
+HK$4,037/mo
Deposit HK$9.13M · loan HK$13.69M · min. income ≈ HK$132,696/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$969,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,456
−HK$3,752/mo
▼ 0.25% · 3.875%
HK$71,318
−HK$1,890/mo
Today · 4.125%
HK$73,208
baseline
▲ 0.50% · 4.625%
HK$77,067
+HK$3,859/mo
Deposit HK$9.13M · loan HK$13.69M · min. income ≈ HK$146,416/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$969,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,838
−HK$4,568/mo
▼ 0.25% · 3.875%
HK$75,104
−HK$2,302/mo
Today · 4.125%
HK$77,406
baseline
▲ 0.50% · 4.625%
HK$82,115
+HK$4,709/mo
Deposit HK$6.84M · loan HK$15.97M · min. income ≈ HK$154,812/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$969,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,031
−HK$4,378/mo
▼ 0.25% · 3.875%
HK$83,205
−HK$2,204/mo
Today · 4.125%
HK$85,409
baseline
▲ 0.50% · 4.625%
HK$89,911
+HK$4,502/mo
Deposit HK$6.84M · loan HK$15.97M · min. income ≈ HK$170,818/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$969,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,649
−HK$5,872/mo
▼ 0.25% · 3.875%
HK$96,562
−HK$2,959/mo
Today · 4.125%
HK$99,521
baseline
▲ 0.50% · 4.625%
HK$105,577
+HK$6,056/mo
Deposit HK$2.28M · loan HK$20.53M · min. income ≈ HK$199,042/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,183
−HK$5,629/mo
▼ 0.25% · 3.875%
HK$106,977
−HK$2,835/mo
Today · 4.125%
HK$109,812
baseline
▲ 0.50% · 4.625%
HK$115,600
+HK$5,788/mo
Deposit HK$2.28M · loan HK$20.53M · min. income ≈ HK$219,624/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,695 · Scale 2, in force from 26 Feb 2026)