LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,029
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$53,648
−HK$1,644/mo
Today · 4.125%
HK$55,292
baseline
▲ 0.50% · 4.625%
HK$58,656
+HK$3,364/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$110,584/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$969,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,882
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$59,434
−HK$1,575/mo
Today · 4.125%
HK$61,009
baseline
▲ 0.50% · 4.625%
HK$64,225
+HK$3,216/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$122,018/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$969,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,435
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$64,377
−HK$1,973/mo
Today · 4.125%
HK$66,350
baseline
▲ 0.50% · 4.625%
HK$70,388
+HK$4,038/mo
Deposit HK$9.13M · loan HK$13.69M · min. income ≈ HK$132,700/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$969,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,458
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$71,321
−HK$1,890/mo
Today · 4.125%
HK$73,211
baseline
▲ 0.50% · 4.625%
HK$77,070
+HK$3,859/mo
Deposit HK$9.13M · loan HK$13.69M · min. income ≈ HK$146,422/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$969,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,841
−HK$4,568/mo
▼ 0.25% · 3.875%
HK$75,107
−HK$2,302/mo
Today · 4.125%
HK$77,409
baseline
▲ 0.50% · 4.625%
HK$82,119
+HK$4,710/mo
Deposit HK$6.85M · loan HK$15.97M · min. income ≈ HK$154,818/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$969,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,035
−HK$4,378/mo
▼ 0.25% · 3.875%
HK$83,208
−HK$2,205/mo
Today · 4.125%
HK$85,413
baseline
▲ 0.50% · 4.625%
HK$89,915
+HK$4,502/mo
Deposit HK$6.85M · loan HK$15.97M · min. income ≈ HK$170,826/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$969,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,653
−HK$5,873/mo
▼ 0.25% · 3.875%
HK$96,566
−HK$2,960/mo
Today · 4.125%
HK$99,526
baseline
▲ 0.50% · 4.625%
HK$105,581
+HK$6,055/mo
Deposit HK$2.28M · loan HK$20.54M · min. income ≈ HK$199,052/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,188
−HK$5,629/mo
▼ 0.25% · 3.875%
HK$106,982
−HK$2,835/mo
Today · 4.125%
HK$109,817
baseline
▲ 0.50% · 4.625%
HK$115,605
+HK$5,788/mo
Deposit HK$2.28M · loan HK$20.54M · min. income ≈ HK$219,634/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,736 · Scale 2, in force from 26 Feb 2026)