LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,032
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$53,650
−HK$1,644/mo
Today · 4.125%
HK$55,294
baseline
▲ 0.50% · 4.625%
HK$58,659
+HK$3,365/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$110,588/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$969,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,885
−HK$3,127/mo
▼ 0.25% · 3.875%
HK$59,437
−HK$1,575/mo
Today · 4.125%
HK$61,012
baseline
▲ 0.50% · 4.625%
HK$64,228
+HK$3,216/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$122,024/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$969,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,438
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$64,380
−HK$1,973/mo
Today · 4.125%
HK$66,353
baseline
▲ 0.50% · 4.625%
HK$70,391
+HK$4,038/mo
Deposit HK$9.13M · loan HK$13.69M · min. income ≈ HK$132,706/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$969,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,461
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$71,324
−HK$1,890/mo
Today · 4.125%
HK$73,214
baseline
▲ 0.50% · 4.625%
HK$77,073
+HK$3,859/mo
Deposit HK$9.13M · loan HK$13.69M · min. income ≈ HK$146,428/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$969,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,844
−HK$4,568/mo
▼ 0.25% · 3.875%
HK$75,110
−HK$2,302/mo
Today · 4.125%
HK$77,412
baseline
▲ 0.50% · 4.625%
HK$82,122
+HK$4,710/mo
Deposit HK$6.85M · loan HK$15.97M · min. income ≈ HK$154,824/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$969,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,038
−HK$4,379/mo
▼ 0.25% · 3.875%
HK$83,212
−HK$2,205/mo
Today · 4.125%
HK$85,417
baseline
▲ 0.50% · 4.625%
HK$89,919
+HK$4,502/mo
Deposit HK$6.85M · loan HK$15.97M · min. income ≈ HK$170,834/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$969,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,657
−HK$5,873/mo
▼ 0.25% · 3.875%
HK$96,570
−HK$2,960/mo
Today · 4.125%
HK$99,530
baseline
▲ 0.50% · 4.625%
HK$105,586
+HK$6,056/mo
Deposit HK$2.28M · loan HK$20.54M · min. income ≈ HK$199,060/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,192
−HK$5,629/mo
▼ 0.25% · 3.875%
HK$106,987
−HK$2,834/mo
Today · 4.125%
HK$109,821
baseline
▲ 0.50% · 4.625%
HK$115,610
+HK$5,789/mo
Deposit HK$2.28M · loan HK$20.54M · min. income ≈ HK$219,642/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,777 · Scale 2, in force from 26 Feb 2026)