LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,033
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$53,652
−HK$1,644/mo
Today · 4.125%
HK$55,296
baseline
▲ 0.50% · 4.625%
HK$58,661
+HK$3,365/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$110,592/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$969,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,886
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$59,439
−HK$1,575/mo
Today · 4.125%
HK$61,014
baseline
▲ 0.50% · 4.625%
HK$64,230
+HK$3,216/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$122,028/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$969,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,440
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$64,382
−HK$1,973/mo
Today · 4.125%
HK$66,355
baseline
▲ 0.50% · 4.625%
HK$70,393
+HK$4,038/mo
Deposit HK$9.13M · loan HK$13.69M · min. income ≈ HK$132,710/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$969,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,463
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$71,326
−HK$1,890/mo
Today · 4.125%
HK$73,216
baseline
▲ 0.50% · 4.625%
HK$77,076
+HK$3,860/mo
Deposit HK$9.13M · loan HK$13.69M · min. income ≈ HK$146,432/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$969,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,846
−HK$4,568/mo
▼ 0.25% · 3.875%
HK$75,112
−HK$2,302/mo
Today · 4.125%
HK$77,414
baseline
▲ 0.50% · 4.625%
HK$82,125
+HK$4,711/mo
Deposit HK$6.85M · loan HK$15.97M · min. income ≈ HK$154,828/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$969,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,041
−HK$4,378/mo
▼ 0.25% · 3.875%
HK$83,214
−HK$2,205/mo
Today · 4.125%
HK$85,419
baseline
▲ 0.50% · 4.625%
HK$89,922
+HK$4,503/mo
Deposit HK$6.85M · loan HK$15.97M · min. income ≈ HK$170,838/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$969,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,659
−HK$5,874/mo
▼ 0.25% · 3.875%
HK$96,573
−HK$2,960/mo
Today · 4.125%
HK$99,533
baseline
▲ 0.50% · 4.625%
HK$105,589
+HK$6,056/mo
Deposit HK$2.28M · loan HK$20.54M · min. income ≈ HK$199,066/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,195
−HK$5,629/mo
▼ 0.25% · 3.875%
HK$106,990
−HK$2,834/mo
Today · 4.125%
HK$109,824
baseline
▲ 0.50% · 4.625%
HK$115,613
+HK$5,789/mo
Deposit HK$2.28M · loan HK$20.54M · min. income ≈ HK$219,648/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,805 · Scale 2, in force from 26 Feb 2026)