LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,037
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$53,656
−HK$1,644/mo
Today · 4.125%
HK$55,300
baseline
▲ 0.50% · 4.625%
HK$58,665
+HK$3,365/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$110,600/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$969,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,891
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$59,443
−HK$1,576/mo
Today · 4.125%
HK$61,019
baseline
▲ 0.50% · 4.625%
HK$64,235
+HK$3,216/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$122,038/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$969,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,445
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$64,387
−HK$1,973/mo
Today · 4.125%
HK$66,360
baseline
▲ 0.50% · 4.625%
HK$70,398
+HK$4,038/mo
Deposit HK$9.13M · loan HK$13.69M · min. income ≈ HK$132,720/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$969,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,469
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$71,332
−HK$1,890/mo
Today · 4.125%
HK$73,222
baseline
▲ 0.50% · 4.625%
HK$77,082
+HK$3,860/mo
Deposit HK$9.13M · loan HK$13.69M · min. income ≈ HK$146,444/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$969,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,852
−HK$4,569/mo
▼ 0.25% · 3.875%
HK$75,118
−HK$2,303/mo
Today · 4.125%
HK$77,421
baseline
▲ 0.50% · 4.625%
HK$82,131
+HK$4,710/mo
Deposit HK$6.85M · loan HK$15.97M · min. income ≈ HK$154,842/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$969,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,047
−HK$4,379/mo
▼ 0.25% · 3.875%
HK$83,221
−HK$2,205/mo
Today · 4.125%
HK$85,426
baseline
▲ 0.50% · 4.625%
HK$89,929
+HK$4,503/mo
Deposit HK$6.85M · loan HK$15.97M · min. income ≈ HK$170,852/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$969,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,667
−HK$5,874/mo
▼ 0.25% · 3.875%
HK$96,580
−HK$2,961/mo
Today · 4.125%
HK$99,541
baseline
▲ 0.50% · 4.625%
HK$105,597
+HK$6,056/mo
Deposit HK$2.28M · loan HK$20.54M · min. income ≈ HK$199,082/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,204
−HK$5,629/mo
▼ 0.25% · 3.875%
HK$106,998
−HK$2,835/mo
Today · 4.125%
HK$109,833
baseline
▲ 0.50% · 4.625%
HK$115,623
+HK$5,790/mo
Deposit HK$2.28M · loan HK$20.54M · min. income ≈ HK$219,666/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,883 · Scale 2, in force from 26 Feb 2026)