LTV · monthly repayment
▼ 0.50% · 3.625%
HK$520,399
−HK$32,633/mo
▼ 0.25% · 3.875%
HK$536,586
−HK$16,446/mo
Today · 4.125%
HK$553,032
baseline
▲ 0.50% · 4.625%
HK$586,683
+HK$33,651/mo
Deposit HK$114.11M · loan HK$114.11M · min. income ≈ HK$1,106,064/mo (50% DSR)
Upfront cash ≈ HK$128.94M (deposit + AVD stamp duty HK$14,834,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$578,938
−HK$31,279/mo
▼ 0.25% · 3.875%
HK$594,465
−HK$15,752/mo
Today · 4.125%
HK$610,217
baseline
▲ 0.50% · 4.625%
HK$642,382
+HK$32,165/mo
Deposit HK$114.11M · loan HK$114.11M · min. income ≈ HK$1,220,434/mo (50% DSR)
Upfront cash ≈ HK$128.94M (deposit + AVD stamp duty HK$14,834,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$624,478
−HK$39,161/mo
▼ 0.25% · 3.875%
HK$643,903
−HK$19,736/mo
Today · 4.125%
HK$663,639
baseline
▲ 0.50% · 4.625%
HK$704,020
+HK$40,381/mo
Deposit HK$91.29M · loan HK$136.93M · min. income ≈ HK$1,327,278/mo (50% DSR)
Upfront cash ≈ HK$106.12M (deposit + AVD stamp duty HK$14,834,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$694,726
−HK$37,534/mo
▼ 0.25% · 3.875%
HK$713,358
−HK$18,902/mo
Today · 4.125%
HK$732,260
baseline
▲ 0.50% · 4.625%
HK$770,858
+HK$38,598/mo
Deposit HK$91.29M · loan HK$136.93M · min. income ≈ HK$1,464,520/mo (50% DSR)
Upfront cash ≈ HK$106.12M (deposit + AVD stamp duty HK$14,834,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$728,558
−HK$45,687/mo
▼ 0.25% · 3.875%
HK$751,221
−HK$23,024/mo
Today · 4.125%
HK$774,245
baseline
▲ 0.50% · 4.625%
HK$821,356
+HK$47,111/mo
Deposit HK$68.47M · loan HK$159.75M · min. income ≈ HK$1,548,490/mo (50% DSR)
Upfront cash ≈ HK$83.30M (deposit + AVD stamp duty HK$14,834,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$810,514
−HK$43,789/mo
▼ 0.25% · 3.875%
HK$832,251
−HK$22,052/mo
Today · 4.125%
HK$854,303
baseline
▲ 0.50% · 4.625%
HK$899,335
+HK$45,032/mo
Deposit HK$68.47M · loan HK$159.75M · min. income ≈ HK$1,708,606/mo (50% DSR)
Upfront cash ≈ HK$83.30M (deposit + AVD stamp duty HK$14,834,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$936,718
−HK$58,740/mo
▼ 0.25% · 3.875%
HK$965,855
−HK$29,603/mo
Today · 4.125%
HK$995,458
baseline
▲ 0.50% · 4.625%
HK$1,056,029
+HK$60,571/mo
Deposit HK$22.82M · loan HK$205.40M · min. income ≈ HK$1,990,916/mo (50% DSR)
Upfront cash ≈ HK$37.66M (deposit + AVD stamp duty HK$14,834,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,042,089
−HK$56,301/mo
▼ 0.25% · 3.875%
HK$1,070,037
−HK$28,353/mo
Today · 4.125%
HK$1,098,390
baseline
▲ 0.50% · 4.625%
HK$1,156,288
+HK$57,898/mo
Deposit HK$22.82M · loan HK$205.40M · min. income ≈ HK$2,196,780/mo (50% DSR)
Upfront cash ≈ HK$37.66M (deposit + AVD stamp duty HK$14,834,260 · Scale 2, in force from 26 Feb 2026)