LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,042
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$53,661
−HK$1,645/mo
Today · 4.125%
HK$55,306
baseline
▲ 0.50% · 4.625%
HK$58,671
+HK$3,365/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$110,612/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$969,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,896
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$59,449
−HK$1,575/mo
Today · 4.125%
HK$61,024
baseline
▲ 0.50% · 4.625%
HK$64,241
+HK$3,217/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$122,048/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$969,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,451
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$64,393
−HK$1,974/mo
Today · 4.125%
HK$66,367
baseline
▲ 0.50% · 4.625%
HK$70,405
+HK$4,038/mo
Deposit HK$9.13M · loan HK$13.69M · min. income ≈ HK$132,734/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$969,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,476
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$71,339
−HK$1,890/mo
Today · 4.125%
HK$73,229
baseline
▲ 0.50% · 4.625%
HK$77,089
+HK$3,860/mo
Deposit HK$9.13M · loan HK$13.69M · min. income ≈ HK$146,458/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$969,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,859
−HK$4,569/mo
▼ 0.25% · 3.875%
HK$75,125
−HK$2,303/mo
Today · 4.125%
HK$77,428
baseline
▲ 0.50% · 4.625%
HK$82,139
+HK$4,711/mo
Deposit HK$6.85M · loan HK$15.98M · min. income ≈ HK$154,856/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$969,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,055
−HK$4,379/mo
▼ 0.25% · 3.875%
HK$83,229
−HK$2,205/mo
Today · 4.125%
HK$85,434
baseline
▲ 0.50% · 4.625%
HK$89,937
+HK$4,503/mo
Deposit HK$6.85M · loan HK$15.98M · min. income ≈ HK$170,868/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$969,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,676
−HK$5,874/mo
▼ 0.25% · 3.875%
HK$96,590
−HK$2,960/mo
Today · 4.125%
HK$99,550
baseline
▲ 0.50% · 4.625%
HK$105,607
+HK$6,057/mo
Deposit HK$2.28M · loan HK$20.54M · min. income ≈ HK$199,100/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,213
−HK$5,631/mo
▼ 0.25% · 3.875%
HK$107,008
−HK$2,836/mo
Today · 4.125%
HK$109,844
baseline
▲ 0.50% · 4.625%
HK$115,634
+HK$5,790/mo
Deposit HK$2.28M · loan HK$20.54M · min. income ≈ HK$219,688/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$969,974 · Scale 2, in force from 26 Feb 2026)