LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,044
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$53,663
−HK$1,645/mo
Today · 4.125%
HK$55,308
baseline
▲ 0.50% · 4.625%
HK$58,673
+HK$3,365/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$110,616/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$970,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,899
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$59,452
−HK$1,575/mo
Today · 4.125%
HK$61,027
baseline
▲ 0.50% · 4.625%
HK$64,244
+HK$3,217/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$122,054/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$970,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,453
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$64,396
−HK$1,974/mo
Today · 4.125%
HK$66,370
baseline
▲ 0.50% · 4.625%
HK$70,408
+HK$4,038/mo
Deposit HK$9.13M · loan HK$13.69M · min. income ≈ HK$132,740/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$970,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,479
−HK$3,753/mo
▼ 0.25% · 3.875%
HK$71,342
−HK$1,890/mo
Today · 4.125%
HK$73,232
baseline
▲ 0.50% · 4.625%
HK$77,093
+HK$3,861/mo
Deposit HK$9.13M · loan HK$13.69M · min. income ≈ HK$146,464/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$970,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,862
−HK$4,569/mo
▼ 0.25% · 3.875%
HK$75,129
−HK$2,302/mo
Today · 4.125%
HK$77,431
baseline
▲ 0.50% · 4.625%
HK$82,143
+HK$4,712/mo
Deposit HK$6.85M · loan HK$15.98M · min. income ≈ HK$154,862/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,058
−HK$4,380/mo
▼ 0.25% · 3.875%
HK$83,232
−HK$2,206/mo
Today · 4.125%
HK$85,438
baseline
▲ 0.50% · 4.625%
HK$89,941
+HK$4,503/mo
Deposit HK$6.85M · loan HK$15.98M · min. income ≈ HK$170,876/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,680
−HK$5,874/mo
▼ 0.25% · 3.875%
HK$96,594
−HK$2,960/mo
Today · 4.125%
HK$99,554
baseline
▲ 0.50% · 4.625%
HK$105,612
+HK$6,058/mo
Deposit HK$2.28M · loan HK$20.54M · min. income ≈ HK$199,108/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,218
−HK$5,631/mo
▼ 0.25% · 3.875%
HK$107,013
−HK$2,836/mo
Today · 4.125%
HK$109,849
baseline
▲ 0.50% · 4.625%
HK$115,639
+HK$5,790/mo
Deposit HK$2.28M · loan HK$20.54M · min. income ≈ HK$219,698/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,017 · Scale 2, in force from 26 Feb 2026)