LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,046
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$53,665
−HK$1,644/mo
Today · 4.125%
HK$55,309
baseline
▲ 0.50% · 4.625%
HK$58,675
+HK$3,366/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$110,618/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$970,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,900
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$59,453
−HK$1,576/mo
Today · 4.125%
HK$61,029
baseline
▲ 0.50% · 4.625%
HK$64,245
+HK$3,216/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$122,058/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$970,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,455
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$64,398
−HK$1,973/mo
Today · 4.125%
HK$66,371
baseline
▲ 0.50% · 4.625%
HK$70,410
+HK$4,039/mo
Deposit HK$9.13M · loan HK$13.69M · min. income ≈ HK$132,742/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$970,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,480
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$71,344
−HK$1,890/mo
Today · 4.125%
HK$73,234
baseline
▲ 0.50% · 4.625%
HK$77,095
+HK$3,861/mo
Deposit HK$9.13M · loan HK$13.69M · min. income ≈ HK$146,468/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$970,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,864
−HK$4,569/mo
▼ 0.25% · 3.875%
HK$75,131
−HK$2,302/mo
Today · 4.125%
HK$77,433
baseline
▲ 0.50% · 4.625%
HK$82,145
+HK$4,712/mo
Deposit HK$6.85M · loan HK$15.98M · min. income ≈ HK$154,866/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,061
−HK$4,379/mo
▼ 0.25% · 3.875%
HK$83,235
−HK$2,205/mo
Today · 4.125%
HK$85,440
baseline
▲ 0.50% · 4.625%
HK$89,944
+HK$4,504/mo
Deposit HK$6.85M · loan HK$15.98M · min. income ≈ HK$170,880/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,682
−HK$5,875/mo
▼ 0.25% · 3.875%
HK$96,596
−HK$2,961/mo
Today · 4.125%
HK$99,557
baseline
▲ 0.50% · 4.625%
HK$105,615
+HK$6,058/mo
Deposit HK$2.28M · loan HK$20.54M · min. income ≈ HK$199,114/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,221
−HK$5,630/mo
▼ 0.25% · 3.875%
HK$107,016
−HK$2,835/mo
Today · 4.125%
HK$109,851
baseline
▲ 0.50% · 4.625%
HK$115,642
+HK$5,791/mo
Deposit HK$2.28M · loan HK$20.54M · min. income ≈ HK$219,702/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,042 · Scale 2, in force from 26 Feb 2026)