LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,049
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$53,668
−HK$1,645/mo
Today · 4.125%
HK$55,313
baseline
▲ 0.50% · 4.625%
HK$58,678
+HK$3,365/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$110,626/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$970,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,904
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$59,457
−HK$1,575/mo
Today · 4.125%
HK$61,032
baseline
▲ 0.50% · 4.625%
HK$64,249
+HK$3,217/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$122,064/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$970,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,459
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$64,401
−HK$1,974/mo
Today · 4.125%
HK$66,375
baseline
▲ 0.50% · 4.625%
HK$70,414
+HK$4,039/mo
Deposit HK$9.13M · loan HK$13.70M · min. income ≈ HK$132,750/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$970,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,485
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$71,348
−HK$1,891/mo
Today · 4.125%
HK$73,239
baseline
▲ 0.50% · 4.625%
HK$77,099
+HK$3,860/mo
Deposit HK$9.13M · loan HK$13.70M · min. income ≈ HK$146,478/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$970,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,868
−HK$4,570/mo
▼ 0.25% · 3.875%
HK$75,135
−HK$2,303/mo
Today · 4.125%
HK$77,438
baseline
▲ 0.50% · 4.625%
HK$82,150
+HK$4,712/mo
Deposit HK$6.85M · loan HK$15.98M · min. income ≈ HK$154,876/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,065
−HK$4,380/mo
▼ 0.25% · 3.875%
HK$83,240
−HK$2,205/mo
Today · 4.125%
HK$85,445
baseline
▲ 0.50% · 4.625%
HK$89,949
+HK$4,504/mo
Deposit HK$6.85M · loan HK$15.98M · min. income ≈ HK$170,890/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,688
−HK$5,875/mo
▼ 0.25% · 3.875%
HK$96,602
−HK$2,961/mo
Today · 4.125%
HK$99,563
baseline
▲ 0.50% · 4.625%
HK$105,621
+HK$6,058/mo
Deposit HK$2.28M · loan HK$20.54M · min. income ≈ HK$199,126/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,227
−HK$5,631/mo
▼ 0.25% · 3.875%
HK$107,022
−HK$2,836/mo
Today · 4.125%
HK$109,858
baseline
▲ 0.50% · 4.625%
HK$115,649
+HK$5,791/mo
Deposit HK$2.28M · loan HK$20.54M · min. income ≈ HK$219,716/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,101 · Scale 2, in force from 26 Feb 2026)