LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,050
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$53,669
−HK$1,645/mo
Today · 4.125%
HK$55,314
baseline
▲ 0.50% · 4.625%
HK$58,679
+HK$3,365/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$110,628/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$970,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,905
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$59,458
−HK$1,575/mo
Today · 4.125%
HK$61,033
baseline
▲ 0.50% · 4.625%
HK$64,250
+HK$3,217/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$122,066/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$970,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,459
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$64,402
−HK$1,974/mo
Today · 4.125%
HK$66,376
baseline
▲ 0.50% · 4.625%
HK$70,415
+HK$4,039/mo
Deposit HK$9.13M · loan HK$13.70M · min. income ≈ HK$132,752/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$970,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,486
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$71,349
−HK$1,891/mo
Today · 4.125%
HK$73,240
baseline
▲ 0.50% · 4.625%
HK$77,100
+HK$3,860/mo
Deposit HK$9.13M · loan HK$13.70M · min. income ≈ HK$146,480/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$970,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,869
−HK$4,570/mo
▼ 0.25% · 3.875%
HK$75,136
−HK$2,303/mo
Today · 4.125%
HK$77,439
baseline
▲ 0.50% · 4.625%
HK$82,151
+HK$4,712/mo
Deposit HK$6.85M · loan HK$15.98M · min. income ≈ HK$154,878/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,066
−HK$4,380/mo
▼ 0.25% · 3.875%
HK$83,241
−HK$2,205/mo
Today · 4.125%
HK$85,446
baseline
▲ 0.50% · 4.625%
HK$89,950
+HK$4,504/mo
Deposit HK$6.85M · loan HK$15.98M · min. income ≈ HK$170,892/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,689
−HK$5,875/mo
▼ 0.25% · 3.875%
HK$96,603
−HK$2,961/mo
Today · 4.125%
HK$99,564
baseline
▲ 0.50% · 4.625%
HK$105,623
+HK$6,059/mo
Deposit HK$2.28M · loan HK$20.54M · min. income ≈ HK$199,128/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,228
−HK$5,631/mo
▼ 0.25% · 3.875%
HK$107,024
−HK$2,835/mo
Today · 4.125%
HK$109,859
baseline
▲ 0.50% · 4.625%
HK$115,650
+HK$5,791/mo
Deposit HK$2.28M · loan HK$20.54M · min. income ≈ HK$219,718/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,113 · Scale 2, in force from 26 Feb 2026)