LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,053
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$53,673
−HK$1,645/mo
Today · 4.125%
HK$55,318
baseline
▲ 0.50% · 4.625%
HK$58,683
+HK$3,365/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$110,636/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$970,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,909
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$59,462
−HK$1,575/mo
Today · 4.125%
HK$61,037
baseline
▲ 0.50% · 4.625%
HK$64,255
+HK$3,218/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$122,074/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$970,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,464
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$64,407
−HK$1,974/mo
Today · 4.125%
HK$66,381
baseline
▲ 0.50% · 4.625%
HK$70,420
+HK$4,039/mo
Deposit HK$9.13M · loan HK$13.70M · min. income ≈ HK$132,762/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$970,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,491
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$71,354
−HK$1,891/mo
Today · 4.125%
HK$73,245
baseline
▲ 0.50% · 4.625%
HK$77,106
+HK$3,861/mo
Deposit HK$9.13M · loan HK$13.70M · min. income ≈ HK$146,490/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$970,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,875
−HK$4,570/mo
▼ 0.25% · 3.875%
HK$75,142
−HK$2,303/mo
Today · 4.125%
HK$77,445
baseline
▲ 0.50% · 4.625%
HK$82,157
+HK$4,712/mo
Deposit HK$6.85M · loan HK$15.98M · min. income ≈ HK$154,890/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,072
−HK$4,380/mo
▼ 0.25% · 3.875%
HK$83,247
−HK$2,205/mo
Today · 4.125%
HK$85,452
baseline
▲ 0.50% · 4.625%
HK$89,957
+HK$4,505/mo
Deposit HK$6.85M · loan HK$15.98M · min. income ≈ HK$170,904/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,696
−HK$5,876/mo
▼ 0.25% · 3.875%
HK$96,611
−HK$2,961/mo
Today · 4.125%
HK$99,572
baseline
▲ 0.50% · 4.625%
HK$105,630
+HK$6,058/mo
Deposit HK$2.28M · loan HK$20.55M · min. income ≈ HK$199,144/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,236
−HK$5,631/mo
▼ 0.25% · 3.875%
HK$107,031
−HK$2,836/mo
Today · 4.125%
HK$109,867
baseline
▲ 0.50% · 4.625%
HK$115,659
+HK$5,792/mo
Deposit HK$2.28M · loan HK$20.55M · min. income ≈ HK$219,734/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,184 · Scale 2, in force from 26 Feb 2026)