LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,056
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$53,675
−HK$1,645/mo
Today · 4.125%
HK$55,320
baseline
▲ 0.50% · 4.625%
HK$58,686
+HK$3,366/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$110,640/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$970,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,911
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$59,465
−HK$1,575/mo
Today · 4.125%
HK$61,040
baseline
▲ 0.50% · 4.625%
HK$64,258
+HK$3,218/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$122,080/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$970,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,467
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$64,410
−HK$1,974/mo
Today · 4.125%
HK$66,384
baseline
▲ 0.50% · 4.625%
HK$70,423
+HK$4,039/mo
Deposit HK$9.13M · loan HK$13.70M · min. income ≈ HK$132,768/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$970,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,494
−HK$3,754/mo
▼ 0.25% · 3.875%
HK$71,357
−HK$1,891/mo
Today · 4.125%
HK$73,248
baseline
▲ 0.50% · 4.625%
HK$77,109
+HK$3,861/mo
Deposit HK$9.13M · loan HK$13.70M · min. income ≈ HK$146,496/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$970,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,878
−HK$4,570/mo
▼ 0.25% · 3.875%
HK$75,145
−HK$2,303/mo
Today · 4.125%
HK$77,448
baseline
▲ 0.50% · 4.625%
HK$82,160
+HK$4,712/mo
Deposit HK$6.85M · loan HK$15.98M · min. income ≈ HK$154,896/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,076
−HK$4,380/mo
▼ 0.25% · 3.875%
HK$83,250
−HK$2,206/mo
Today · 4.125%
HK$85,456
baseline
▲ 0.50% · 4.625%
HK$89,961
+HK$4,505/mo
Deposit HK$6.85M · loan HK$15.98M · min. income ≈ HK$170,912/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,700
−HK$5,876/mo
▼ 0.25% · 3.875%
HK$96,615
−HK$2,961/mo
Today · 4.125%
HK$99,576
baseline
▲ 0.50% · 4.625%
HK$105,635
+HK$6,059/mo
Deposit HK$2.28M · loan HK$20.55M · min. income ≈ HK$199,152/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,240
−HK$5,632/mo
▼ 0.25% · 3.875%
HK$107,036
−HK$2,836/mo
Today · 4.125%
HK$109,872
baseline
▲ 0.50% · 4.625%
HK$115,664
+HK$5,792/mo
Deposit HK$2.28M · loan HK$20.55M · min. income ≈ HK$219,744/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,227 · Scale 2, in force from 26 Feb 2026)