LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,058
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$53,677
−HK$1,645/mo
Today · 4.125%
HK$55,322
baseline
▲ 0.50% · 4.625%
HK$58,688
+HK$3,366/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$110,644/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,914
−HK$3,128/mo
▼ 0.25% · 3.875%
HK$59,467
−HK$1,575/mo
Today · 4.125%
HK$61,042
baseline
▲ 0.50% · 4.625%
HK$64,260
+HK$3,218/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$122,084/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,469
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$64,412
−HK$1,974/mo
Today · 4.125%
HK$66,386
baseline
▲ 0.50% · 4.625%
HK$70,426
+HK$4,040/mo
Deposit HK$9.13M · loan HK$13.70M · min. income ≈ HK$132,772/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$970,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,496
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$71,360
−HK$1,891/mo
Today · 4.125%
HK$73,251
baseline
▲ 0.50% · 4.625%
HK$77,112
+HK$3,861/mo
Deposit HK$9.13M · loan HK$13.70M · min. income ≈ HK$146,502/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$970,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,881
−HK$4,570/mo
▼ 0.25% · 3.875%
HK$75,148
−HK$2,303/mo
Today · 4.125%
HK$77,451
baseline
▲ 0.50% · 4.625%
HK$82,164
+HK$4,713/mo
Deposit HK$6.85M · loan HK$15.98M · min. income ≈ HK$154,902/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,079
−HK$4,380/mo
▼ 0.25% · 3.875%
HK$83,253
−HK$2,206/mo
Today · 4.125%
HK$85,459
baseline
▲ 0.50% · 4.625%
HK$89,964
+HK$4,505/mo
Deposit HK$6.85M · loan HK$15.98M · min. income ≈ HK$170,918/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,704
−HK$5,876/mo
▼ 0.25% · 3.875%
HK$96,618
−HK$2,962/mo
Today · 4.125%
HK$99,580
baseline
▲ 0.50% · 4.625%
HK$105,639
+HK$6,059/mo
Deposit HK$2.28M · loan HK$20.55M · min. income ≈ HK$199,160/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,244
−HK$5,632/mo
▼ 0.25% · 3.875%
HK$107,040
−HK$2,836/mo
Today · 4.125%
HK$109,876
baseline
▲ 0.50% · 4.625%
HK$115,668
+HK$5,792/mo
Deposit HK$2.28M · loan HK$20.55M · min. income ≈ HK$219,752/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,263 · Scale 2, in force from 26 Feb 2026)