LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,058
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$53,677
−HK$1,646/mo
Today · 4.125%
HK$55,323
baseline
▲ 0.50% · 4.625%
HK$58,689
+HK$3,366/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$110,646/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,914
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$59,467
−HK$1,576/mo
Today · 4.125%
HK$61,043
baseline
▲ 0.50% · 4.625%
HK$64,261
+HK$3,218/mo
Deposit HK$11.41M · loan HK$11.41M · min. income ≈ HK$122,086/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,470
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$64,413
−HK$1,974/mo
Today · 4.125%
HK$66,387
baseline
▲ 0.50% · 4.625%
HK$70,427
+HK$4,040/mo
Deposit HK$9.13M · loan HK$13.70M · min. income ≈ HK$132,774/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$970,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,497
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$71,361
−HK$1,891/mo
Today · 4.125%
HK$73,252
baseline
▲ 0.50% · 4.625%
HK$77,113
+HK$3,861/mo
Deposit HK$9.13M · loan HK$13.70M · min. income ≈ HK$146,504/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$970,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,881
−HK$4,571/mo
▼ 0.25% · 3.875%
HK$75,148
−HK$2,304/mo
Today · 4.125%
HK$77,452
baseline
▲ 0.50% · 4.625%
HK$82,164
+HK$4,712/mo
Deposit HK$6.85M · loan HK$15.98M · min. income ≈ HK$154,904/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,080
−HK$4,380/mo
▼ 0.25% · 3.875%
HK$83,254
−HK$2,206/mo
Today · 4.125%
HK$85,460
baseline
▲ 0.50% · 4.625%
HK$89,965
+HK$4,505/mo
Deposit HK$6.85M · loan HK$15.98M · min. income ≈ HK$170,920/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,705
−HK$5,876/mo
▼ 0.25% · 3.875%
HK$96,619
−HK$2,962/mo
Today · 4.125%
HK$99,581
baseline
▲ 0.50% · 4.625%
HK$105,640
+HK$6,059/mo
Deposit HK$2.28M · loan HK$20.55M · min. income ≈ HK$199,162/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,245
−HK$5,632/mo
▼ 0.25% · 3.875%
HK$107,041
−HK$2,836/mo
Today · 4.125%
HK$109,877
baseline
▲ 0.50% · 4.625%
HK$115,669
+HK$5,792/mo
Deposit HK$2.28M · loan HK$20.55M · min. income ≈ HK$219,754/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,272 · Scale 2, in force from 26 Feb 2026)