LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,062
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$53,681
−HK$1,646/mo
Today · 4.125%
HK$55,327
baseline
▲ 0.50% · 4.625%
HK$58,693
+HK$3,366/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$110,654/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,918
−HK$3,130/mo
▼ 0.25% · 3.875%
HK$59,472
−HK$1,576/mo
Today · 4.125%
HK$61,048
baseline
▲ 0.50% · 4.625%
HK$64,265
+HK$3,217/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$122,096/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,474
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$64,418
−HK$1,974/mo
Today · 4.125%
HK$66,392
baseline
▲ 0.50% · 4.625%
HK$70,432
+HK$4,040/mo
Deposit HK$9.13M · loan HK$13.70M · min. income ≈ HK$132,784/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$970,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,502
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$71,366
−HK$1,891/mo
Today · 4.125%
HK$73,257
baseline
▲ 0.50% · 4.625%
HK$77,119
+HK$3,862/mo
Deposit HK$9.13M · loan HK$13.70M · min. income ≈ HK$146,514/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$970,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,887
−HK$4,570/mo
▼ 0.25% · 3.875%
HK$75,154
−HK$2,303/mo
Today · 4.125%
HK$77,457
baseline
▲ 0.50% · 4.625%
HK$82,170
+HK$4,713/mo
Deposit HK$6.85M · loan HK$15.98M · min. income ≈ HK$154,914/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,086
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$83,260
−HK$2,207/mo
Today · 4.125%
HK$85,467
baseline
▲ 0.50% · 4.625%
HK$89,972
+HK$4,505/mo
Deposit HK$6.85M · loan HK$15.98M · min. income ≈ HK$170,934/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,712
−HK$5,876/mo
▼ 0.25% · 3.875%
HK$96,626
−HK$2,962/mo
Today · 4.125%
HK$99,588
baseline
▲ 0.50% · 4.625%
HK$105,648
+HK$6,060/mo
Deposit HK$2.28M · loan HK$20.55M · min. income ≈ HK$199,176/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,253
−HK$5,633/mo
▼ 0.25% · 3.875%
HK$107,049
−HK$2,837/mo
Today · 4.125%
HK$109,886
baseline
▲ 0.50% · 4.625%
HK$115,678
+HK$5,792/mo
Deposit HK$2.28M · loan HK$20.55M · min. income ≈ HK$219,772/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,345 · Scale 2, in force from 26 Feb 2026)