LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,063
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$53,683
−HK$1,645/mo
Today · 4.125%
HK$55,328
baseline
▲ 0.50% · 4.625%
HK$58,695
+HK$3,367/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$110,656/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,920
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$59,473
−HK$1,576/mo
Today · 4.125%
HK$61,049
baseline
▲ 0.50% · 4.625%
HK$64,267
+HK$3,218/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$122,098/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,476
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$64,419
−HK$1,975/mo
Today · 4.125%
HK$66,394
baseline
▲ 0.50% · 4.625%
HK$70,434
+HK$4,040/mo
Deposit HK$9.13M · loan HK$13.70M · min. income ≈ HK$132,788/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$970,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,504
−HK$3,755/mo
▼ 0.25% · 3.875%
HK$71,368
−HK$1,891/mo
Today · 4.125%
HK$73,259
baseline
▲ 0.50% · 4.625%
HK$77,120
+HK$3,861/mo
Deposit HK$9.13M · loan HK$13.70M · min. income ≈ HK$146,518/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$970,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,889
−HK$4,570/mo
▼ 0.25% · 3.875%
HK$75,156
−HK$2,303/mo
Today · 4.125%
HK$77,459
baseline
▲ 0.50% · 4.625%
HK$82,173
+HK$4,714/mo
Deposit HK$6.85M · loan HK$15.98M · min. income ≈ HK$154,918/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,088
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$83,262
−HK$2,207/mo
Today · 4.125%
HK$85,469
baseline
▲ 0.50% · 4.625%
HK$89,974
+HK$4,505/mo
Deposit HK$6.85M · loan HK$15.98M · min. income ≈ HK$170,938/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,714
−HK$5,877/mo
▼ 0.25% · 3.875%
HK$96,629
−HK$2,962/mo
Today · 4.125%
HK$99,591
baseline
▲ 0.50% · 4.625%
HK$105,650
+HK$6,059/mo
Deposit HK$2.28M · loan HK$20.55M · min. income ≈ HK$199,182/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,256
−HK$5,632/mo
▼ 0.25% · 3.875%
HK$107,052
−HK$2,836/mo
Today · 4.125%
HK$109,888
baseline
▲ 0.50% · 4.625%
HK$115,681
+HK$5,793/mo
Deposit HK$2.28M · loan HK$20.55M · min. income ≈ HK$219,776/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,368 · Scale 2, in force from 26 Feb 2026)