LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,064
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$53,684
−HK$1,645/mo
Today · 4.125%
HK$55,329
baseline
▲ 0.50% · 4.625%
HK$58,696
+HK$3,367/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$110,658/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,921
−HK$3,129/mo
▼ 0.25% · 3.875%
HK$59,475
−HK$1,575/mo
Today · 4.125%
HK$61,050
baseline
▲ 0.50% · 4.625%
HK$64,269
+HK$3,219/mo
Deposit HK$11.42M · loan HK$11.42M · min. income ≈ HK$122,100/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$970,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,477
−HK$3,918/mo
▼ 0.25% · 3.875%
HK$64,421
−HK$1,974/mo
Today · 4.125%
HK$66,395
baseline
▲ 0.50% · 4.625%
HK$70,435
+HK$4,040/mo
Deposit HK$9.13M · loan HK$13.70M · min. income ≈ HK$132,790/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$970,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,505
−HK$3,756/mo
▼ 0.25% · 3.875%
HK$71,369
−HK$1,892/mo
Today · 4.125%
HK$73,261
baseline
▲ 0.50% · 4.625%
HK$77,122
+HK$3,861/mo
Deposit HK$9.13M · loan HK$13.70M · min. income ≈ HK$146,522/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$970,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,890
−HK$4,571/mo
▼ 0.25% · 3.875%
HK$75,158
−HK$2,303/mo
Today · 4.125%
HK$77,461
baseline
▲ 0.50% · 4.625%
HK$82,174
+HK$4,713/mo
Deposit HK$6.85M · loan HK$15.98M · min. income ≈ HK$154,922/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,090
−HK$4,381/mo
▼ 0.25% · 3.875%
HK$83,264
−HK$2,207/mo
Today · 4.125%
HK$85,471
baseline
▲ 0.50% · 4.625%
HK$89,976
+HK$4,505/mo
Deposit HK$6.85M · loan HK$15.98M · min. income ≈ HK$170,942/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$970,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,716
−HK$5,877/mo
▼ 0.25% · 3.875%
HK$96,631
−HK$2,962/mo
Today · 4.125%
HK$99,593
baseline
▲ 0.50% · 4.625%
HK$105,653
+HK$6,060/mo
Deposit HK$2.28M · loan HK$20.55M · min. income ≈ HK$199,186/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,258
−HK$5,633/mo
▼ 0.25% · 3.875%
HK$107,054
−HK$2,837/mo
Today · 4.125%
HK$109,891
baseline
▲ 0.50% · 4.625%
HK$115,683
+HK$5,792/mo
Deposit HK$2.28M · loan HK$20.55M · min. income ≈ HK$219,782/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$970,391 · Scale 2, in force from 26 Feb 2026)